Name of the lender

Bank of Commerce in MississippiMortgage rates, total loan costs and denial rate for homes in Mississippi, 2025

HMDA year2025

Head office: Greenwood, MS
Reporting agency: Federal Deposit Insurance Corporation (FDIC)
Legal Entity Identifier (LEI)

Bank of Commerce reported 484 applications for homes in Mississippi in the HMDA data of 2025.

It originated 380 loans in the state in 2025, for $49.4 million in total.

The lender filed the interest rate as “Exempt” for all of its 380 loans originated in the state in 2025. This page shows no median interest rate.

This page shows no median total loan costs for Mississippi, because fewer than 20 loans report the amount.

It denied 12.9% of the applications that it decided in the state in 2025, and the state denial rate was 28.5%.

Filed figures of Bank of Commerce in Mississippi, 2025
Figure	In MS	Lender, all states	MS, all lenders
Applications	484	487	103,502
Loans originated	380	382	54,718
Median interest rate	n/a	n/a	6.500%
Median total loan costs	n/a	n/a	$5,929
Denial rate	12.9%	13.1%	28.5%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in MS

Median interest rate in MSExempt

The lender filed the interest rate as “Exempt” for all of its 380 loans originated in 2025.

A lender with a partial exemption can file “Exempt” in place of the interest rate, the total loan costs and some other fields. The glossary has the rule.

If a financial institution is eligible for a partial exemption for a specific transaction, then the financial institution is not required to collect, record, or report certain data points for the transaction.
Source: CFPB, A Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data (June 2022), copied on 2 Oct 2026.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Mississippi by the action taken
Action taken	Records	Share
1Loan originated	380	78.5%
2Application approved but not accepted	11	2.3%
3Application denied	58	12.0%
4Application withdrawn by applicant	35	7.2%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Mississippi by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	484	380	12.9%

Counties in Mississippi

Counties of Bank of Commerce in Mississippi with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Attala County	31	29	$3.7 million	3.3%
Carroll County	37	31	$3.0 million	13.5%
Lafayette County	43	39	$13.8 million	4.9%
Leflore County	113	82	$8.1 million	17.5%
Oktibbeha County	33	26	$3.7 million	6.7%
Scott County	75	56	$4.0 million	18.8%

Figures by year

Bank of Commerce in Mississippi by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	484	380	$49.4 million	n/a	n/a	12.9%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.
BankFind Suite (Federal Deposit Insurance Corporation)The FDIC search for an insured bank: its status, its offices and its regulator.

Cite this page

Page: Lender Register, "Bank of Commerce (Greenwood, MS) in Mississippi, 2025", https://lenderregister.com/lender/529900ykd9fol6bfsg98-bank-of-commerce/ms/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Mississippi. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Bank of Commerce were in Mississippi in 2025?: 380 of its loans originated, out of 382 in all states. That is 99.5%.
In which counties of Mississippi did Bank of Commerce originate the most loans in 2025?: The three with the most loans were Leflore County (82), Scott County (56) and Lafayette County (39).
Which loan types did Bank of Commerce originate in Mississippi in 2025?: All its loans in the state were of one type: 380 conventional.
What share of the applications in Mississippi did Bank of Commerce report in 2025?: 0.5%: 484 out of 103,502 applications of all lenders in the state.