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Interlinc Mortgage Services, LLC in Tennessee

HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview

LEI 5493004OB0KD7VERQW98
Reporting agency Department of Housing and Urban Development
State Tennessee

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Interlinc Mortgage Services, LLC's 2024 HMDA record for Tennessee covers 319 applications, 223 of them originated, worth $80m.

Its denial rate in the state was 10.8%, below the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 9.0%.

The median rate spread on its Tennessee originations was 0.4 percentage points (state median 0.3).

Applications in the state were down 17% on 2023.

319applications in TN, 20248.4% of the lender's total
223loans originated$80m
10.8%denial rateTN all lenders 22.6%
0.4 ppmedian rate spreadTN 0.3 pp

Compared with the state and the lender's national record

MeasureIn TennesseeTennessee, all lendersInterlinc Mortgage Services, LLC, all statesUnited States
Denial rate10.8%22.6%9.0%24.3%
Median rate spread, pp0.40.30.50.3
Originations with spread of 1.5 pp or more3.2%14.7%6.1%15.6%
Average originated loan$357k$302k$291k$329k
Home purchase share95.1%55.5%95.0%57.0%
FHA-insured share34.5%15.5%41.3%13.4%
VA-guaranteed share5.4%10.0%7.6%7.9%

Trend by year

ApplicationsOriginations

03436862022: 686 Applications2023: 386 Applications2024: 319 Applications2022: 520 Originations2023: 314 Originations2024: 223 Originations202220232024
Interlinc Mortgage Services, LLC in Tennessee: applications and originations, 2022–2024

This lender in stateTennessee, all lenders

0%11.8%23.5%2022: 14.2% This lender in state2023: 9% This lender in state2024: 10.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Tennessee

By purpose

Home purchase 95% (212)Refinancing 2% (4)Cash-out refinancing 3% (7)

By type

Conventional 60% (134)FHA 35% (77)VA 5% (12)

Denial reasons as coded

Credit application incomplete40.7%
Debt-to-income ratio29.6%
Credit history18.5%
Collateral7.4%
Employment history3.7%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%
Other0%

Share of 27 denials in Tennessee by first denial reason coded (outlined bar: all lenders in the state).

Counties in Tennessee

CountyApplicationsOriginationsAmountDenial rate
Davidson County8459$22m10.6%
Sumner County3928$12m9.7%
Rutherford County3827$11m3.6%
Wilson County3625$8.1m13.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Interlinc Mortgage Services, LLC originate in Tennessee in 2024?

223 loans totalling $80m, from 319 applications reported for properties in Tennessee.

What is Interlinc Mortgage Services, LLC's denial rate in Tennessee?

10.8% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 9.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Tennessee counties does Interlinc Mortgage Services, LLC lend in most?

By originations: Davidson County (59), Sumner County (28), Rutherford County (27), Wilson County (25).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.