Pulte Mortgage LLC reported 254 applications for homes in Kentucky in the HMDA data of 2025.
It originated 177 loans in the state in 2025, for $61.8 million in total.
The median interest rate of these loans in 2025 was 5.500%, and the median of all lenders in Kentucky was 6.500%.
The median total loan costs in 2025 were $1,730, and the state median was $4,927.
It denied 14.0% of the applications that it decided in the state in 2025, and the state denial rate was 23.5%.
Filed figures of Pulte Mortgage LLC in Kentucky, 2025
Figure
In KY
Lender, all states
KY, all lenders
Applications
254
27,444
173,418
Loans originated
177
18,825
100,653
Median interest rate
5.500%
5.500%
6.500%
Median total loan costs
$1,730
$2,015
$4,927
Denial rate
14.0%
15.3%
23.5%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Pulte Mortgage LLC in Kentucky, 2025Each value has the median of all lenders in Kentucky under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in KY
174
5.500%KY 6.500%
$1,730KY $4,927
$0KY $1,722
$5,585KY $1,796
$25KY $344
−0.820KY 0.283
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.820 percentage points below the average prime offer rate. On a loan of $300,000, that is about $2,460 less a year, or $205 less a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Kentucky. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Pulte Mortgage LLC were in Kentucky in 2025?
177 of its loans originated, out of 18,825 in all states. That is 0.9%.
In which counties of Kentucky did Pulte Mortgage LLC originate the most loans in 2025?
The three with the most loans were Jefferson County (118), Oldham County (43) and Shelby County (16).
Which loan types did Pulte Mortgage LLC originate in Kentucky in 2025?
135 conventional, 21 FHA and 21 VA.
How did the applications of Pulte Mortgage LLC in Kentucky change from 2022 to 2025?
It reported 207 applications in 2022 and 254 in 2025.