Prosperity Home Mortgage, LLC reported 139 applications for homes in Montana in the HMDA data of 2025.
It originated 91 loans in the state in 2025, for $40.5 million in total.
The median interest rate of these loans in 2025 was 6.625%, and the median of all lenders in Montana was 6.375%.
The median total loan costs in 2025 were $5,277, and the state median was $7,218.
It denied 9.0% of the applications that it decided in the state in 2025, and the state denial rate was 18.7%.
Filed figures of Prosperity Home Mortgage, LLC in Montana, 2025
Figure
In MT
Lender, all states
MT, all lenders
Applications
139
28,926
37,108
Loans originated
91
20,869
23,001
Median interest rate
6.625%
6.500%
6.375%
Median total loan costs
$5,277
$6,384
$7,218
Denial rate
9.0%
7.8%
18.7%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Prosperity Home Mortgage, LLC in Montana, 2025Each value has the median of all lenders in Montana under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in MT
91
6.625%MT 6.375%
$5,277MT $7,218
$1,450MT $3,460
$1,725MT $3,449
$725MT $377
0.211MT 0.105
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.211 percentage points above the average prime offer rate. On a loan of $300,000, that is about $633 more a year, or $53 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Montana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Prosperity Home Mortgage, LLC were in Montana in 2025?
91 of its loans originated, out of 20,869 in all states. That is 0.4%.
In which counties of Montana did Prosperity Home Mortgage, LLC originate the most loans in 2025?
The three with the most loans were Missoula County (22) and Ravalli County (22).
Which loan types did Prosperity Home Mortgage, LLC originate in Montana in 2025?
66 conventional, 10 FHA, 14 VA and 1 USDA.
How did the applications of Prosperity Home Mortgage, LLC in Montana change from 2023 to 2025?
It reported 121 applications in 2023 and 139 in 2025.