Lenders › Evergreen Moneysource Mortgage Company › Montana
Evergreen Moneysource Mortgage Company in Montana
HMDA record for properties in Montana, calendar year 2024. National record · Montana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Evergreen Moneysource Mortgage Company's 2024 HMDA record for Montana covers 816 applications, 612 of them originated, worth $218m.
Its denial rate in the state was 3.3%, below the Montana rate of 20.9% across all lenders and compared with the lender's national rate of 3.7%.
The median rate spread on its Montana originations was 0.2 percentage points (state median 0.3).
Applications in the state were up 4433% on 2023.
Compared with the state and the lender's national record
| Measure | In Montana | Montana, all lenders | Evergreen Moneysource Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 3.3% | 20.9% | 3.7% | 24.3% |
| Median rate spread, pp | 0.2 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.7% | 13.8% | 10.8% | 15.6% |
| Average originated loan | $357k | $348k | $402k | $329k |
| Home purchase share | 90.4% | 54.8% | 84.7% | 57.0% |
| FHA-insured share | 22.5% | 10.4% | 17.4% | 13.4% |
| VA-guaranteed share | 12.6% | 11.1% | 7.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMontana, all lenders
Loan purpose and loan type in Montana
By purpose
Home purchase 91% (553)Refinancing 6% (34)Cash-out refinancing 4% (24)
By type
Conventional 65% (396)FHA 23% (138)VA 13% (77)USDA 0% (1)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Montana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 374 | 273 | $91m | 4.5% |
| Lewis and Clark County | 214 | 173 | $68m | 3.3% |
| Gallatin County | 46 | 38 | $14m | 0.0% |
| Jefferson County | 25 | 17 | $8.0m | — |
| Cascade County | 25 | 16 | $5.4m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Evergreen Moneysource Mortgage Company originate in Montana in 2024?
612 loans totalling $218m, from 816 applications reported for properties in Montana.
What is Evergreen Moneysource Mortgage Company's denial rate in Montana?
3.3% of decided applications in Montana were denied, against 20.9% for all lenders in the state and 3.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Montana counties does Evergreen Moneysource Mortgage Company lend in most?
By originations: Yellowstone County (273), Lewis and Clark County (173), Gallatin County (38), Jefferson County (17), Cascade County (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Montana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.