Lenders › American Financial Network, Inc. › Massachusetts
American Financial Network, Inc. in Massachusetts
HMDA record for properties in Massachusetts, calendar year 2024. National record · Massachusetts overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Massachusetts, American Financial Network, Inc. reported 264 applications and 173 originations for 2024, $72m in all.
Its denial rate in the state was 9.3%, below the Massachusetts rate of 22.3% across all lenders and compared with the lender's national rate of 13.2%.
The median rate spread on its Massachusetts originations was 0.4 percentage points (state median 0.2).
Applications in the state were up 68% on 2023.
Compared with the state and the lender's national record
| Measure | In Massachusetts | Massachusetts, all lenders | American Financial Network, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 9.3% | 22.3% | 13.2% | 24.3% |
| Median rate spread, pp | 0.4 | 0.2 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 3.7% | 11.9% | 20.7% | 15.6% |
| Average originated loan | $418k | $432k | $335k | $329k |
| Home purchase share | 54.9% | 50.7% | 81.3% | 57.0% |
| FHA-insured share | 40.5% | 7.5% | 34.9% | 13.4% |
| VA-guaranteed share | 6.4% | 2.5% | 8.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMassachusetts, all lenders
Loan purpose and loan type in Massachusetts
By purpose
Home purchase 55% (95)Refinancing 4% (7)Cash-out refinancing 41% (71)
By type
Conventional 53% (92)FHA 40% (70)VA 6% (11)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Massachusetts
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bristol County | 57 | 37 | $15m | 13.6% |
| Worcester County | 37 | 25 | $9.9m | 3.7% |
| Essex County | 32 | 21 | $10m | — |
| Plymouth County | 28 | 20 | $8.1m | — |
| Middlesex County | 30 | 19 | $9.6m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did American Financial Network, Inc. originate in Massachusetts in 2024?
173 loans totalling $72m, from 264 applications reported for properties in Massachusetts.
What is American Financial Network, Inc.'s denial rate in Massachusetts?
9.3% of decided applications in Massachusetts were denied, against 22.3% for all lenders in the state and 13.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Massachusetts counties does American Financial Network, Inc. lend in most?
By originations: Bristol County (37), Worcester County (25), Essex County (21), Plymouth County (20), Middlesex County (19).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Massachusetts. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.