Lenders › Triad Financial Services, Inc. › Mississippi
Triad Financial Services, Inc. in Mississippi
HMDA record for properties in Mississippi, calendar year 2024. National record · Mississippi overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Mississippi, Triad Financial Services, Inc. reported 2,387 applications and 584 originations for 2024, $68m in all.
Its denial rate in the state was 44.9%, above the Mississippi rate of 30.2% across all lenders and compared with the lender's national rate of 55.7%.
The median rate spread on its Mississippi originations was 3.1 percentage points (state median 0.4).
Applications in the state were up 24% on 2023.
Compared with the state and the lender's national record
| Measure | In Mississippi | Mississippi, all lenders | Triad Financial Services, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 44.9% | 30.2% | 55.7% | 24.3% |
| Median rate spread, pp | 3.1 | 0.4 | 2.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 94.0% | 18.2% | 84.8% | 15.6% |
| Average originated loan | $117k | $189k | $99k | $329k |
| Home purchase share | 99.8% | 57.7% | 99.5% | 57.0% |
| FHA-insured share | 0.0% | 18.3% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 10.3% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMississippi, all lenders
Loan purpose and loan type in Mississippi
By purpose
Home purchase 100% (583)Refinancing 0% (1)
By type
Conventional 100% (584)
Denial reasons as coded
Share of 1,071 denials in Mississippi by first denial reason coded (outlined bar: all lenders in the state).
Counties in Mississippi
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Jackson County | 90 | 23 | $2.4m | 48.9% |
| Lauderdale County | 71 | 18 | $2.3m | 45.1% |
| Rankin County | 55 | 18 | $2.3m | 27.3% |
| Jones County | 67 | 17 | $1.7m | 41.8% |
| Wayne County | 62 | 17 | $1.7m | 38.7% |
| Marion County | 58 | 17 | $1.6m | 43.1% |
| Pontotoc County | 48 | 16 | $1.8m | 43.8% |
| Scott County | 61 | 15 | $1.5m | 52.5% |
| Panola County | 42 | 15 | $1.8m | 38.1% |
| Harrison County | 99 | 14 | $1.9m | 49.5% |
| Lincoln County | 61 | 14 | $1.6m | 44.3% |
| Hancock County | 59 | 14 | $2.0m | 45.8% |
| Covington County | 46 | 14 | $1.6m | 43.5% |
| Jasper County | 42 | 14 | $1.7m | 41.5% |
| Pearl River County | 49 | 13 | $1.4m | 44.9% |
| Marshall County | 45 | 13 | $1.7m | 40.0% |
| George County | 47 | 12 | $1.7m | 44.7% |
| Neshoba County | 40 | 12 | $1.8m | 40.0% |
| Perry County | 30 | 12 | $1.2m | 46.7% |
| Simpson County | 44 | 11 | $1.4m | 40.9% |
| Lee County | 38 | 11 | $1.2m | 23.7% |
| Clarke County | 36 | 11 | $1.2m | 37.1% |
| Forrest County | 40 | 9 | $1.2m | 43.6% |
| Warren County | 36 | 9 | $825k | 50.0% |
| Newton County | 35 | 9 | $975k | 37.1% |
| Lamar County | 34 | 9 | $855k | 35.3% |
| Stone County | 30 | 9 | $1.1m | 33.3% |
| Monroe County | 39 | 8 | $910k | 30.8% |
| Hinds County | 33 | 8 | $900k | 54.5% |
| Greene County | 26 | 8 | $860k | 42.3% |
| Oktibbeha County | 41 | 7 | $965k | 46.3% |
| Jefferson Davis County | 33 | 7 | $935k | 54.5% |
| Union County | 32 | 7 | $955k | 34.4% |
| Claiborne County | 25 | 7 | $775k | 40.0% |
| Amite County | 46 | 6 | $720k | 54.3% |
| Copiah County | 33 | 6 | $750k | 57.6% |
| Walthall County | 42 | 5 | $535k | 59.5% |
| Lafayette County | 28 | 5 | $575k | 35.7% |
| Pike County | 56 | 4 | $490k | 69.6% |
| Chickasaw County | 28 | 4 | $390k | 53.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Triad Financial Services, Inc. originate in Mississippi in 2024?
584 loans totalling $68m, from 2,387 applications reported for properties in Mississippi.
What is Triad Financial Services, Inc.'s denial rate in Mississippi?
44.9% of decided applications in Mississippi were denied, against 30.2% for all lenders in the state and 55.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Mississippi counties does Triad Financial Services, Inc. lend in most?
By originations: Jackson County (23), Lauderdale County (18), Rankin County (18), Jones County (17), Wayne County (17).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Mississippi. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.