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Movement Mortgage, LLC in North Carolina

HMDA record for properties in North Carolina, calendar year 2024. National record · North Carolina overview

LEI 549300DD4R4SYK5RAQ92
Reporting agency Department of Housing and Urban Development
State North Carolina

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In North Carolina, Movement Mortgage, LLC reported 11,220 applications and 8,310 originations for 2024, $2.7bn in all.

Its denial rate in the state was 2.5%, below the North Carolina rate of 24.0% across all lenders and compared with the lender's national rate of 5.0%.

The median rate spread on its North Carolina originations was 0.3 percentage points (state median 0.2).

Applications in the state were about level with 2023.

11,220applications in NC, 202413.1% of the lender's total
8,310loans originated$2.7bn
2.5%denial rateNC all lenders 24.0%
0.3 ppmedian rate spreadNC 0.2 pp

Compared with the state and the lender's national record

MeasureIn North CarolinaNorth Carolina, all lendersMovement Mortgage, LLC, all statesUnited States
Denial rate2.5%24.0%5.0%24.3%
Median rate spread, pp0.30.20.40.3
Originations with spread of 1.5 pp or more8.0%11.8%9.7%15.6%
Average originated loan$320k$299k$338k$329k
Home purchase share87.4%56.3%87.6%57.0%
FHA-insured share18.0%11.8%19.0%13.4%
VA-guaranteed share15.3%11.8%11.5%7.9%

Trend by year

ApplicationsOriginations

08093.516,1872022: 16,187 Applications2023: 11,549 Applications2024: 11,220 Applications2022: 11,993 Originations2023: 8,512 Originations2024: 8,310 Originations202220232024
Movement Mortgage, LLC in North Carolina: applications and originations, 2022–2024

This lender in stateNorth Carolina, all lenders

0%12.3%24.6%2022: 2.4% This lender in state2023: 2.7% This lender in state2024: 2.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in North Carolina

By purpose

Home purchase 87% (7,263)Home improvement 1% (54)Refinancing 3% (232)Cash-out refinancing 8% (639)Other purpose 1% (122)

By type

Conventional 66% (5,482)FHA 18% (1,493)VA 15% (1,273)USDA 1% (62)

Denial reasons as coded

Debt-to-income ratio39.8%
Credit application incomplete15.8%
Other12.4%
Collateral9.1%
Credit history8.7%
Unverifiable information8.3%
Employment history3.3%
Insufficient cash (downpayment, closing costs)2.5%
Mortgage insurance denied0%

Share of 241 denials in North Carolina by first denial reason coded (outlined bar: all lenders in the state).

Counties in North Carolina

CountyApplicationsOriginationsAmountDenial rate
Mecklenburg County1,4481,079$413m2.9%
Wake County947689$290m1.9%
Onslow County503402$103m0.4%
Guilford County452360$91m2.2%
Buncombe County483345$135m2.5%
Iredell County468336$118m4.2%
Cumberland County442322$73m2.8%
Union County432320$129m2.9%
Forsyth County368277$67m4.9%
Gaston County365268$72m3.1%
Johnston County361259$84m4.7%
Cabarrus County319228$75m0.8%
Harnett County284218$64m0.4%
Alamance County217172$38m2.1%
Moore County206159$57m1.6%
Durham County205156$57m0.5%
Rowan County219152$41m3.8%
New Hanover County195146$54m3.0%
Brunswick County190142$50m2.4%
Davidson County150127$28m0.7%
Henderson County165120$39m2.9%
Stanly County140105$31m2.4%
Catawba County145102$27m2.4%
Rutherford County133101$21m0.0%
Wayne County12089$20m0.0%
Lincoln County12382$31m2.9%
Hoke County10979$23m2.1%
Pender County10978$27m0.0%
Cleveland County9369$15m2.5%
Randolph County7862$14m5.6%
Haywood County9060$19m2.7%
Craven County8460$16m2.8%
Orange County8559$23m1.4%
Lee County6955$14m0.0%
Pitt County7253$10m6.3%
Rockingham County7552$10m3.3%
McDowell County6550$11m0.0%
Chatham County6248$24m1.8%
Watauga County5145$19m4.2%
Franklin County5944$14m0.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Movement Mortgage, LLC originate in North Carolina in 2024?

8,310 loans totalling $2.7bn, from 11,220 applications reported for properties in North Carolina.

What is Movement Mortgage, LLC's denial rate in North Carolina?

2.5% of decided applications in North Carolina were denied, against 24.0% for all lenders in the state and 5.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which North Carolina counties does Movement Mortgage, LLC lend in most?

By originations: Mecklenburg County (1,079), Wake County (689), Onslow County (402), Guilford County (360), Buncombe County (345).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in North Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.