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Tammac Holdings Coporation in Kentucky

HMDA record for properties in Kentucky, calendar year 2024. National record · Kentucky overview

LEI 549300FFVDRROF85IC57
Reporting agency Department of Housing and Urban Development
State Kentucky

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Tammac Holdings Coporation's 2024 HMDA record for Kentucky covers 247 applications, 11 of them originated, worth $855k.

Its denial rate in the state was 90.6%, above the Kentucky rate of 25.0% across all lenders and compared with the lender's national rate of 76.3%.

Applications in the state were up 24% on 2023.

247applications in KY, 20244.4% of the lender's total
11loans originated$855k
90.6%denial rateKY all lenders 25.0%
—median rate spreadKY 0.4 pp

Compared with the state and the lender's national record

MeasureIn KentuckyKentucky, all lendersTammac Holdings Coporation, all statesUnited States
Denial rate90.6%25.0%76.3%24.3%
Median rate spread, pp—0.44.10.3
Originations with spread of 1.5 pp or more—16.0%97.8%15.6%
Average originated loan—$219k$94k$329k
Home purchase share100.0%55.3%100.0%57.0%
FHA-insured share0.0%14.6%0.0%13.4%
VA-guaranteed share0.0%8.0%0.0%7.9%

Trend by year

ApplicationsOriginations

0198.53972022: 397 Applications2023: 200 Applications2024: 247 Applications2022: 17 Originations2023: 5 Originations2024: 11 Originations202220232024
Tammac Holdings Coporation in Kentucky: applications and originations, 2022–2024

This lender in stateKentucky, all lenders

0%45.3%90.6%2022: 88.7% This lender in state2023: 77.3% This lender in state2024: 90.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Kentucky

By purpose

Home purchase 100% (11)

By type

Conventional 100% (11)

Denial reasons as coded

Credit history83%
Debt-to-income ratio11.8%
Other2.4%
Employment history1.4%
Insufficient cash (downpayment, closing costs)0.9%
Collateral0.5%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 212 denials in Kentucky by first denial reason coded (outlined bar: all lenders in the state).

Counties in Kentucky

CountyApplicationsOriginationsAmountDenial rate
Boone County311$85k96.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Tammac Holdings Coporation originate in Kentucky in 2024?

11 loans totalling $855k, from 247 applications reported for properties in Kentucky.

What is Tammac Holdings Coporation's denial rate in Kentucky?

90.6% of decided applications in Kentucky were denied, against 25.0% for all lenders in the state and 76.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Kentucky counties does Tammac Holdings Coporation lend in most?

By originations: Boone County (1).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kentucky. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.