Lender Register
HMDA year on file2025
Name of the lender

CMG Mortgage Inc in South DakotaMortgage rates, total loan costs and denial rate for homes in South Dakota, 2025

HMDA year2025
Head office
San Ramon, IL
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

CMG Mortgage Inc reported 919 applications for homes in South Dakota in the HMDA data of 2025.

It originated 689 loans in the state in 2025, for $227 million in total.

The median interest rate of these loans in 2025 was 6.125%, and the median of all lenders in South Dakota was 6.250%.

The median total loan costs in 2025 were $7,557, and the state median was $5,588.

It denied 2.7% of the applications that it decided in the state in 2025, and the state denial rate was 15.7%.

Filed figures of CMG Mortgage Inc in South Dakota, 2025
FigureIn SDLender, all statesSD, all lenders
Applications919104,18925,910
Loans originated68970,35317,111
Median interest rate6.125%6.500%6.250%
Median total loan costs$7,557$8,075$5,588
Denial rate2.7%5.6%15.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in SD

Pricing medians of CMG Mortgage Inc in South Dakota, 2025Each value has the median of all lenders in South Dakota under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in SD5756.125%SD 6.250%$7,557SD $5,588$3,320SD $2,383$2,840SD $2,387$1,225SD $2500.045SD 0.042

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.045 percentage points above the average prime offer rate. On a loan of $300,000, that is about $135 more a year, or $11 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in South Dakota by the action taken
Action takenRecordsShare
1Loan originated68974.4%
2Application approved but not accepted626.7%
3Application denied212.3%
4Application withdrawn by applicant13214.3%
5File closed for incompleteness151.6%
6Purchased loan60.6%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted10.1%
Applications in South Dakota by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional5013633.4%
FHA-insured1701352.0%
VA-guaranteed1831481.2%
USDA Rural Housing Service or Farm Service Agency guaranteed65433.9%

Counties in South Dakota

Counties of CMG Mortgage Inc in South Dakota with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Butte County3526$5.9 million3.2%
Lawrence County9779$26.1 million2.3%
Meade County139109$39.1 million4.2%
Pennington County573430$141 million2.5%

Figures by year

CMG Mortgage Inc in South Dakota by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025919689$227 million6.125%$7,5572.7%
2024630495$159 millionn/an/a1.1%
2023651517$161 millionn/an/a0.9%
2022709524$159 millionn/an/a0.5%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "CMG Mortgage Inc in South Dakota: mortgage rates, 2025", https://lenderregister.com/lender/549300gkfnprwns0gf29-cmg-mortgage-inc/sd/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in South Dakota. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of CMG Mortgage Inc were in South Dakota in 2025?
689 of its loans originated, out of 70,353 in all states. That is 1.0%.
In which counties of South Dakota did CMG Mortgage Inc originate the most loans in 2025?
The three with the most loans were Pennington County (430), Meade County (109) and Lawrence County (79).
Which loan types did CMG Mortgage Inc originate in South Dakota in 2025?
363 conventional, 135 FHA, 148 VA and 43 USDA.
How did the applications of CMG Mortgage Inc in South Dakota change from 2022 to 2025?
It reported 709 applications in 2022 and 919 in 2025.