Lenders › United Wholesale Mortgage › Wisconsin
United Wholesale Mortgage in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wisconsin, United Wholesale Mortgage reported 3,263 applications and 2,491 originations for 2024, $687m in all.
Its denial rate in the state was 11.8%, below the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 13.4%.
The median rate spread on its Wisconsin originations was 0.2 percentage points (state median 0.2).
Applications in the state were up 31% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | United Wholesale Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.8% | 17.1% | 13.4% | 24.3% |
| Median rate spread, pp | 0.2 | 0.2 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.2% | 11.0% | 5.8% | 15.6% |
| Average originated loan | $276k | $223k | $382k | $329k |
| Home purchase share | 57.9% | 46.3% | 67.0% | 57.0% |
| FHA-insured share | 15.3% | 5.6% | 20.3% | 13.4% |
| VA-guaranteed share | 21.7% | 4.3% | 14.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 58% (1,442)Refinancing 24% (606)Cash-out refinancing 18% (443)
By type
Conventional 63% (1,565)FHA 15% (380)VA 22% (541)USDA 0% (5)
Denial reasons as coded
Share of 343 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 588 | 430 | $99m | 15.9% |
| Brown County | 301 | 265 | $71m | 6.3% |
| Waukesha County | 279 | 227 | $87m | 8.6% |
| Dane County | 161 | 129 | $50m | 9.0% |
| Outagamie County | 131 | 110 | $30m | 6.6% |
| Winnebago County | 131 | 108 | $25m | 6.8% |
| Racine County | 108 | 83 | $24m | 9.4% |
| Rock County | 106 | 78 | $17m | 13.0% |
| St. Croix County | 92 | 69 | $22m | 14.5% |
| Washington County | 82 | 63 | $20m | 12.3% |
| Marathon County | 72 | 52 | $12m | 11.5% |
| Kenosha County | 85 | 51 | $13m | 22.4% |
| Ozaukee County | 52 | 42 | $16m | 10.6% |
| Eau Claire County | 48 | 35 | $7.6m | 14.6% |
| Walworth County | 46 | 35 | $12m | 12.2% |
| Oconto County | 45 | 35 | $9.7m | 7.5% |
| Marinette County | 43 | 35 | $7.7m | 5.3% |
| Manitowoc County | 55 | 32 | $6.1m | 16.7% |
| Vilas County | 39 | 30 | $9.3m | 16.7% |
| Calumet County | 38 | 30 | $11m | 11.4% |
| Monroe County | 34 | 30 | $7.1m | 3.1% |
| Pierce County | 33 | 27 | $9.0m | 12.5% |
| Portage County | 29 | 27 | $5.8m | 3.6% |
| Fond du Lac County | 31 | 26 | $6.3m | 7.1% |
| Jefferson County | 34 | 24 | $7.0m | 6.9% |
| Sheboygan County | 40 | 23 | $5.4m | 21.9% |
| Dodge County | 32 | 23 | $6.4m | 7.7% |
| Sauk County | 29 | 23 | $6.2m | 14.8% |
| Waupaca County | 33 | 21 | $5.2m | 15.4% |
| Polk County | 29 | 21 | $5.4m | 12.0% |
| Douglas County | 27 | 21 | $5.2m | — |
| Wood County | 29 | 20 | $3.9m | 22.2% |
| Chippewa County | 27 | 20 | $5.9m | — |
| La Crosse County | 27 | 19 | $5.2m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did United Wholesale Mortgage originate in Wisconsin in 2024?
2,491 loans totalling $687m, from 3,263 applications reported for properties in Wisconsin.
What is United Wholesale Mortgage's denial rate in Wisconsin?
11.8% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 13.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does United Wholesale Mortgage lend in most?
By originations: Milwaukee County (430), Brown County (265), Waukesha County (227), Dane County (129), Outagamie County (110).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.