Lender Register

Lenders › Nationstar Mortgage › Georgia

Nationstar Mortgage in Georgia

HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview

LEI 549300LBCBNR1OT00651
Reporting agency Department of Housing and Urban Development
State Georgia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Nationstar Mortgage's 2024 HMDA record for Georgia covers 3,475 applications, 2,305 of them originated, worth $407m.

Its denial rate in the state was 17.7%, below the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 19.1%.

The median rate spread on its Georgia originations was 1.3 percentage points (state median 0.4).

Applications in the state were up 27% on 2023.

3,475applications in GA, 20245.3% of the lender's total
2,305loans originated$407m
17.7%denial rateGA all lenders 26.9%
1.3 ppmedian rate spreadGA 0.4 pp

Compared with the state and the lender's national record

MeasureIn GeorgiaGeorgia, all lendersNationstar Mortgage, all statesUnited States
Denial rate17.7%26.9%19.1%24.3%
Median rate spread, pp1.30.41.20.3
Originations with spread of 1.5 pp or more47.6%17.5%44.9%15.6%
Average originated loan$177k$313k$199k$329k
Home purchase share10.3%57.0%13.9%57.0%
FHA-insured share16.6%18.3%13.2%13.4%
VA-guaranteed share8.7%11.6%8.1%7.9%

Trend by year

ApplicationsOriginations

03,0846,1682022: 6,168 Applications2023: 2,738 Applications2024: 3,475 Applications2022: 4,049 Originations2023: 1,804 Originations2024: 2,305 Originations202220232024
Nationstar Mortgage in Georgia: applications and originations, 2022–2024

This lender in stateGeorgia, all lenders

0%14.2%28.4%2022: 17.6% This lender in state2023: 17.5% This lender in state2024: 17.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Georgia

By purpose

Home purchase 10% (237)Home improvement 10% (242)Refinancing 9% (199)Cash-out refinancing 37% (852)Other purpose 34% (775)

By type

Conventional 75% (1,721)FHA 17% (383)VA 9% (201)

Denial reasons as coded

Collateral29.7%
Debt-to-income ratio21.6%
Other14.7%
Credit history12.1%
Credit application incomplete12.1%
Unverifiable information6.7%
Employment history2.4%
Insufficient cash (downpayment, closing costs)0.8%
Mortgage insurance denied0%

Share of 505 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Georgia

CountyApplicationsOriginationsAmountDenial rate
Gwinnett County330209$38m20.0%
Cobb County286190$36m12.9%
Fulton County266159$32m23.1%
Cherokee County166115$21m10.7%
DeKalb County172112$22m22.7%
Henry County149105$16m13.0%
Forsyth County10769$19m23.3%
Chatham County9769$9.9m13.6%
Paulding County8864$11m16.3%
Clayton County9459$8.2m19.2%
Coweta County7858$11m12.1%
Hall County7655$9.6m14.1%
Douglas County7049$8.5m16.7%
Houston County7242$7.0m23.2%
Newton County6442$6.5m25.9%
Barrow County5240$5.7m2.4%
Columbia County5339$7.1m6.8%
Fayette County5036$9.3m12.2%
Walton County5135$7.5m12.5%
Muscogee County4533$4.5m8.1%
Rockdale County5131$5.4m24.4%
Bibb County4530$3.8m18.9%
Jackson County4130$5.1m13.5%
Bartow County4428$4.7m26.3%
Effingham County3223$3.1m11.1%
Richmond County4022$2.8m31.3%
Glynn County2722$2.9m12.0%
Carroll County2919$3.4m—
Spalding County2817$2.0m—
Liberty County2614$2.8m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Nationstar Mortgage originate in Georgia in 2024?

2,305 loans totalling $407m, from 3,475 applications reported for properties in Georgia.

What is Nationstar Mortgage's denial rate in Georgia?

17.7% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Georgia counties does Nationstar Mortgage lend in most?

By originations: Gwinnett County (209), Cobb County (190), Fulton County (159), Cherokee County (115), DeKalb County (112).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.