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Sage Home Loans Corporation in Tennessee
HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Sage Home Loans Corporation's 2024 HMDA record for Tennessee covers 121 applications, 63 of them originated, worth $28m.
Its denial rate in the state was 11.8%, below the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 11.7%.
The median rate spread on its Tennessee originations was -0.2 percentage points (state median 0.3).
Applications in the state were up 764% on 2023.
Compared with the state and the lender's national record
| Measure | In Tennessee | Tennessee, all lenders | Sage Home Loans Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.8% | 22.6% | 11.7% | 24.3% |
| Median rate spread, pp | -0.2 | 0.3 | -0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 14.7% | 0.1% | 15.6% |
| Average originated loan | $440k | $302k | $458k | $329k |
| Home purchase share | 49.2% | 55.5% | 55.0% | 57.0% |
| FHA-insured share | 0.0% | 15.5% | 1.6% | 13.4% |
| VA-guaranteed share | 1.6% | 10.0% | 2.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTennessee, all lenders
Loan purpose and loan type in Tennessee
By purpose
Home purchase 49% (31)Refinancing 37% (23)Cash-out refinancing 14% (9)
By type
Conventional 98% (62)VA 2% (1)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Tennessee
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Davidson County | 29 | 12 | $5.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Sage Home Loans Corporation originate in Tennessee in 2024?
63 loans totalling $28m, from 121 applications reported for properties in Tennessee.
What is Sage Home Loans Corporation's denial rate in Tennessee?
11.8% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 11.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Tennessee counties does Sage Home Loans Corporation lend in most?
By originations: Davidson County (12).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.