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Freedom Mortgage Corporation in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wisconsin, Freedom Mortgage Corporation reported 1,515 applications and 732 originations for 2024, $188m in all.
Its denial rate in the state was 17.9%, close to the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 16.2%.
The median rate spread on its Wisconsin originations was 0.3 percentage points (state median 0.2).
Applications in the state were up 148% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | Freedom Mortgage Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.9% | 17.1% | 16.2% | 24.3% |
| Median rate spread, pp | 0.3 | 0.2 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 3.1% | 11.0% | 2.7% | 15.6% |
| Average originated loan | $257k | $223k | $340k | $329k |
| Home purchase share | 21.4% | 46.3% | 33.5% | 57.0% |
| FHA-insured share | 37.2% | 5.6% | 40.4% | 13.4% |
| VA-guaranteed share | 53.8% | 4.3% | 47.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 21% (157)Refinancing 42% (307)Cash-out refinancing 36% (267)Other purpose 0% (1)
By type
Conventional 9% (63)FHA 37% (272)VA 54% (394)USDA 0% (3)
Denial reasons as coded
Share of 176 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 238 | 92 | $19m | 21.9% |
| Brown County | 89 | 39 | $10m | 18.5% |
| Waukesha County | 66 | 36 | $13m | 11.4% |
| Outagamie County | 70 | 34 | $8.8m | 19.1% |
| Winnebago County | 59 | 32 | $8.2m | 27.1% |
| Rock County | 65 | 29 | $6.5m | 26.8% |
| Dane County | 66 | 27 | $9.1m | 21.6% |
| Kenosha County | 48 | 26 | $5.9m | 12.9% |
| Racine County | 71 | 25 | $7.3m | 20.6% |
| Dodge County | 39 | 19 | $3.7m | 15.4% |
| Washington County | 44 | 18 | $6.0m | — |
| Marathon County | 39 | 17 | $4.2m | 24.0% |
| Fond du Lac County | 35 | 17 | $3.8m | — |
| Sheboygan County | 34 | 17 | $3.5m | — |
| La Crosse County | 32 | 16 | $5.2m | — |
| St. Croix County | 29 | 16 | $5.7m | — |
| Walworth County | 25 | 15 | $4.1m | — |
| Eau Claire County | 27 | 14 | $4.2m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Freedom Mortgage Corporation originate in Wisconsin in 2024?
732 loans totalling $188m, from 1,515 applications reported for properties in Wisconsin.
What is Freedom Mortgage Corporation's denial rate in Wisconsin?
17.9% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 16.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does Freedom Mortgage Corporation lend in most?
By originations: Milwaukee County (92), Brown County (39), Waukesha County (36), Outagamie County (34), Winnebago County (32).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.