Lenders › Fairway Independent Mort Corp › Tennessee
Fairway Independent Mort Corp in Tennessee
HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Fairway Independent Mort Corp's 2024 HMDA record for Tennessee covers 2,150 applications, 1,560 of them originated, worth $482m.
Its denial rate in the state was 4.7%, below the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 6.0%.
The median rate spread on its Tennessee originations was 0.4 percentage points (state median 0.3).
Applications in the state were up 7% on 2023.
Compared with the state and the lender's national record
| Measure | In Tennessee | Tennessee, all lenders | Fairway Independent Mort Corp, all states | United States |
|---|---|---|---|---|
| Denial rate | 4.7% | 22.6% | 6.0% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.7% | 14.7% | 5.0% | 15.6% |
| Average originated loan | $309k | $302k | $319k | $329k |
| Home purchase share | 91.0% | 55.5% | 91.1% | 57.0% |
| FHA-insured share | 27.4% | 15.5% | 22.0% | 13.4% |
| VA-guaranteed share | 8.3% | 10.0% | 8.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTennessee, all lenders
Loan purpose and loan type in Tennessee
By purpose
Home purchase 91% (1,420)Home improvement 0% (7)Refinancing 3% (43)Cash-out refinancing 4% (70)Other purpose 1% (20)
By type
Conventional 61% (954)FHA 27% (428)VA 8% (130)USDA 3% (48)
Denial reasons as coded
Share of 77 denials in Tennessee by first denial reason coded (outlined bar: all lenders in the state).
Counties in Tennessee
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Knox County | 414 | 307 | $107m | 2.8% |
| Davidson County | 172 | 115 | $43m | 8.7% |
| Lawrence County | 158 | 112 | $23m | 3.4% |
| Sumner County | 119 | 95 | $36m | 5.9% |
| Rutherford County | 93 | 70 | $26m | 4.1% |
| Maury County | 95 | 60 | $21m | 1.6% |
| Williamson County | 81 | 50 | $29m | 7.4% |
| Blount County | 65 | 44 | $15m | 4.3% |
| Lauderdale County | 47 | 44 | $5.4m | 6.4% |
| Hamilton County | 49 | 34 | $11m | 2.9% |
| Sevier County | 42 | 30 | $10m | 6.3% |
| Marshall County | 40 | 29 | $6.7m | 3.3% |
| Dyer County | 35 | 29 | $3.7m | 0.0% |
| Wilson County | 35 | 28 | $12m | 3.4% |
| Loudon County | 40 | 26 | $11m | 7.1% |
| Anderson County | 27 | 24 | $6.8m | 4.0% |
| Robertson County | 30 | 23 | $6.8m | — |
| Roane County | 32 | 21 | $6.1m | — |
| Dickson County | 31 | 19 | $6.0m | — |
| Shelby County | 26 | 19 | $5.8m | — |
| Montgomery County | 26 | 19 | $6.0m | — |
| Sullivan County | 25 | 19 | $4.5m | — |
| Cheatham County | 25 | 18 | $6.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Fairway Independent Mort Corp originate in Tennessee in 2024?
1,560 loans totalling $482m, from 2,150 applications reported for properties in Tennessee.
What is Fairway Independent Mort Corp's denial rate in Tennessee?
4.7% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 6.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Tennessee counties does Fairway Independent Mort Corp lend in most?
By originations: Knox County (307), Davidson County (115), Lawrence County (112), Sumner County (95), Rutherford County (70).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.