Lenders › Lakeview Loan Servicing, LLC › California
Lakeview Loan Servicing, LLC in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In California, Lakeview Loan Servicing, LLC reported 5,243 applications and 826 originations for 2024, $273m in all.
Its denial rate in the state was 64.1%, above the California rate of 24.8% across all lenders and compared with the lender's national rate of 58.9%.
The median rate spread on its California originations was 0.6 percentage points (state median 0.4).
Applications in the state were up 212% on 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | Lakeview Loan Servicing, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 64.1% | 24.8% | 58.9% | 24.3% |
| Median rate spread, pp | 0.6 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 42.9% | 19.9% | 26.9% | 15.6% |
| Average originated loan | $330k | $566k | $286k | $329k |
| Home purchase share | 8.7% | 51.2% | 9.9% | 57.0% |
| FHA-insured share | 32.9% | 11.4% | 37.0% | 13.4% |
| VA-guaranteed share | 20.7% | 4.8% | 30.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Home purchase 9% (72)Refinancing 42% (351)Cash-out refinancing 11% (92)Other purpose 38% (311)
By type
Conventional 46% (383)FHA 33% (272)VA 21% (171)
Denial reasons as coded
Share of 2,912 denials in California by first denial reason coded (outlined bar: all lenders in the state).
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Riverside County | 742 | 108 | $38m | 63.1% |
| Los Angeles County | 739 | 97 | $35m | 68.7% |
| San Diego County | 458 | 85 | $38m | 63.1% |
| Sacramento County | 351 | 72 | $21m | 60.1% |
| San Bernardino County | 501 | 68 | $16m | 62.6% |
| Orange County | 206 | 42 | $13m | 66.5% |
| Fresno County | 222 | 38 | $10m | 66.7% |
| San Joaquin County | 206 | 35 | $10m | 67.6% |
| Kern County | 230 | 33 | $9.0m | 62.9% |
| Contra Costa County | 188 | 26 | $10m | 64.0% |
| Placer County | 98 | 21 | $7.4m | 58.4% |
| Ventura County | 98 | 19 | $5.8m | 68.7% |
| Solano County | 105 | 15 | $6.4m | 66.7% |
| Stanislaus County | 124 | 13 | $3.8m | 61.3% |
| Sonoma County | 52 | 13 | $4.2m | 57.5% |
| Tulare County | 107 | 11 | $2.4m | 72.8% |
| Merced County | 56 | 10 | $2.2m | 57.1% |
| Santa Clara County | 60 | 8 | $2.8m | 70.6% |
| Santa Barbara County | 55 | 8 | $2.7m | 55.6% |
| Kings County | 43 | 7 | $1.6m | 60.0% |
| Shasta County | 36 | 7 | $2.8m | 50.0% |
| Yuba County | 26 | 7 | $2.9m | — |
| Alameda County | 77 | 6 | $2.2m | 75.4% |
| Madera County | 38 | 6 | $1.4m | 59.4% |
| El Dorado County | 35 | 6 | $2.7m | 62.5% |
| Butte County | 27 | 6 | $1.6m | — |
| San Luis Obispo County | 25 | 5 | $835k | — |
| Imperial County | 35 | 3 | $105k | 65.5% |
| Monterey County | 38 | 2 | $170k | 66.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lakeview Loan Servicing, LLC originate in California in 2024?
826 loans totalling $273m, from 5,243 applications reported for properties in California.
What is Lakeview Loan Servicing, LLC's denial rate in California?
64.1% of decided applications in California were denied, against 24.8% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does Lakeview Loan Servicing, LLC lend in most?
By originations: Riverside County (108), Los Angeles County (97), San Diego County (85), Sacramento County (72), San Bernardino County (68).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.