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Lakeview Loan Servicing, LLC in Delaware

HMDA record for properties in Delaware, calendar year 2024. National record · Delaware overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Delaware

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Delaware covers 265 applications, 54 of them originated, worth $13m.

Its denial rate in the state was 58.4%, above the Delaware rate of 25.4% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Delaware originations was 0.5 percentage points (state median 0.4).

Applications in the state were up 74% on 2023.

265applications in DE, 20240.6% of the lender's total
54loans originated$13m
58.4%denial rateDE all lenders 25.4%
0.5 ppmedian rate spreadDE 0.4 pp

Compared with the state and the lender's national record

MeasureIn DelawareDelaware, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate58.4%25.4%58.9%24.3%
Median rate spread, pp0.50.40.40.3
Originations with spread of 1.5 pp or more30.8%16.9%26.9%15.6%
Average originated loan$247k$289k$286k$329k
Home purchase share5.6%56.3%9.9%57.0%
FHA-insured share33.3%14.8%37.0%13.4%
VA-guaranteed share27.8%7.7%30.1%7.9%

Trend by year

ApplicationsOriginations

02054102022: 410 Applications2023: 152 Applications2024: 265 Applications2022: 120 Originations2023: 37 Originations2024: 54 Originations202220232024
Lakeview Loan Servicing, LLC in Delaware: applications and originations, 2022–2024

This lender in stateDelaware, all lenders

0%33.0%65.9%2022: 57.8% This lender in state2023: 65.9% This lender in state2024: 58.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Delaware

By purpose

Home purchase 6% (3)Refinancing 43% (23)Cash-out refinancing 24% (13)Other purpose 28% (15)

By type

Conventional 39% (21)FHA 33% (18)VA 28% (15)

Denial reasons as coded

Credit application incomplete56.6%
Credit history17.8%
Other13.2%
Debt-to-income ratio10.1%
Collateral1.6%
Unverifiable information0.8%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 129 denials in Delaware by first denial reason coded (outlined bar: all lenders in the state).

Counties in Delaware

CountyApplicationsOriginationsAmountDenial rate
New Castle County13423$4.9m57.7%
Sussex County5919$5.5m51.0%
Kent County7212$3.0m65.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Delaware in 2024?

54 loans totalling $13m, from 265 applications reported for properties in Delaware.

What is Lakeview Loan Servicing, LLC's denial rate in Delaware?

58.4% of decided applications in Delaware were denied, against 25.4% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Delaware counties does Lakeview Loan Servicing, LLC lend in most?

By originations: New Castle County (23), Sussex County (19), Kent County (12).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Delaware. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.