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Lakeview Loan Servicing, LLC in Georgia

HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Georgia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Georgia, Lakeview Loan Servicing, LLC reported 2,596 applications and 541 originations for 2024, $137m in all.

Its denial rate in the state was 59.6%, above the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Georgia originations was 0.6 percentage points (state median 0.4).

Applications in the state were up 95% on 2023.

2,596applications in GA, 20245.5% of the lender's total
541loans originated$137m
59.6%denial rateGA all lenders 26.9%
0.6 ppmedian rate spreadGA 0.4 pp

Compared with the state and the lender's national record

MeasureIn GeorgiaGeorgia, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate59.6%26.9%58.9%24.3%
Median rate spread, pp0.60.40.40.3
Originations with spread of 1.5 pp or more34.8%17.5%26.9%15.6%
Average originated loan$254k$313k$286k$329k
Home purchase share6.5%57.0%9.9%57.0%
FHA-insured share33.5%18.3%37.0%13.4%
VA-guaranteed share24.8%11.6%30.1%7.9%

Trend by year

ApplicationsOriginations

01,6293,2582022: 3,258 Applications2023: 1,332 Applications2024: 2,596 Applications2022: 934 Originations2023: 225 Originations2024: 541 Originations202220232024
Lakeview Loan Servicing, LLC in Georgia: applications and originations, 2022–2024

This lender in stateGeorgia, all lenders

0%37.5%75.1%2022: 57.5% This lender in state2023: 75.1% This lender in state2024: 59.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Georgia

By purpose

Home purchase 6% (35)Refinancing 41% (223)Cash-out refinancing 22% (121)Other purpose 30% (162)

By type

Conventional 42% (226)FHA 33% (181)VA 25% (134)

Denial reasons as coded

Credit application incomplete71.8%
Credit history13%
Debt-to-income ratio10.2%
Other3.2%
Collateral1%
Employment history0.7%
Insufficient cash (downpayment, closing costs)0.1%
Unverifiable information0%
Mortgage insurance denied0%

Share of 1,340 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Georgia

CountyApplicationsOriginationsAmountDenial rate
Gwinnett County26449$11m67.4%
Cobb County18740$12m55.6%
Fulton County19328$9.1m71.9%
Forsyth County7926$7.5m51.5%
Cherokee County7821$5.9m58.3%
Chatham County7421$6.3m50.0%
Henry County9819$4.0m62.2%
Paulding County7518$4.8m60.0%
DeKalb County14117$4.1m70.2%
Hall County5316$5.0m47.8%
Newton County7415$3.7m53.8%
Barrow County4312$2.6m60.5%
Coweta County5411$3.0m57.8%
Jackson County4011$3.1m43.8%
Columbia County4710$3.2m48.7%
Bartow County3510$3.0m43.8%
Fayette County479$2.5m44.7%
Douglas County538$960k68.0%
Walton County478$1.5m51.3%
Richmond County288$1.6m53.8%
Clayton County727$725k74.6%
Houston County367$1.6m56.7%
Bryan County297$3.3m57.7%
Carroll County356$2.0m56.3%
Liberty County346$1.5m46.4%
Muscogee County336$790k72.0%
Effingham County316$1.1m61.5%
Glynn County256$1.3m—
Lowndes County255$815k—
Rockdale County314$460k62.1%
Camden County273$935k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Georgia in 2024?

541 loans totalling $137m, from 2,596 applications reported for properties in Georgia.

What is Lakeview Loan Servicing, LLC's denial rate in Georgia?

59.6% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Georgia counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Gwinnett County (49), Cobb County (40), Fulton County (28), Forsyth County (26), Cherokee County (21).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.