Name of the lender

Lakeview Loan Servicing, LLC in IllinoisMortgage rates, total loan costs and denial rate for homes in Illinois, 2025

HMDA year2025

StateIllinois

Head office: Coral Gables, FL
Reporting agency: Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

All states of this lender

Lakeview Loan Servicing, LLC reported 2,288 applications for homes in Illinois in the HMDA data of 2025.

It originated 478 loans in the state in 2025, for $112 million in total.

The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Illinois was 6.500%.

The median total loan costs in 2025 were $5,784, and the state median was $5,928.

It denied 63.6% of the applications that it decided in the state in 2025, and the state denial rate was 21.7%.

Filed figures of Lakeview Loan Servicing, LLC in Illinois, 2025
Figure	In IL	Lender, all states	IL, all lenders
Applications	2,288	70,176	395,939
Loans originated	478	16,407	232,591
Median interest rate	6.250%	6.125%	6.500%
Median total loan costs	$5,784	$6,369	$5,928
Denial rate	63.6%	59.1%	21.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in IL

Pricing medians of Lakeview Loan Servicing, LLC in Illinois, 2025Each value has the median of all lenders in Illinois under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in IL	303	6.250%IL 6.500%	$5,784IL $5,928	$1,777IL $1,640	$3,092IL $1,699	$1,576IL $550	0.094IL 0.290

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.094 percentage points above the average prime offer rate. On a loan of $300,000, that is about $282 more a year, or $24 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Illinois by the action taken
Action taken	Records	Share
1Loan originated	478	14.5%
2Application approved but not accepted	233	7.1%
3Application denied	1,244	37.8%
4Application withdrawn by applicant	333	10.1%
5File closed for incompleteness	0	0.0%
6Purchased loan	993	30.2%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	7	0.2%

Applications in Illinois by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	1,238	307	63.3%
FHA-insured	867	129	65.7%
VA-guaranteed	183	42	55.8%

Counties in Illinois

Counties of Lakeview Loan Servicing, LLC in Illinois with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Cook County	877	134	$35.5 million	68.4%
DuPage County	184	45	$12.8 million	61.9%
Kane County	143	35	$10.0 million	59.8%
Kendall County	59	18	$2.8 million	56.0%
Lake County	157	35	$9.4 million	62.4%
Madison County	51	17	$4.1 million	45.5%
McHenry County	128	41	$9.8 million	53.4%
St. Clair County	80	19	$3.6 million	65.8%
Will County	233	47	$9.6 million	66.2%
Winnebago County	42	10	$1.8 million	63.9%

Figures by year

Lakeview Loan Servicing, LLC in Illinois by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	2,288	478	$112 million	6.250%	$5,784	63.6%
2024	1,426	257	$58.3 million	n/a	n/a	64.9%
2023	600	93	$19.8 million	n/a	n/a	75.5%
2022	1,845	480	$95.1 million	n/a	n/a	60.2%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Lakeview Loan Servicing, LLC in Illinois, 2025", https://lenderregister.com/lender/549300nocasxpa34x033-lakeview-loan-servicing-llc/il/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Illinois. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Lakeview Loan Servicing, LLC were in Illinois in 2025?: 478 of its loans originated, out of 16,407 in all states. That is 2.9%.
In which counties of Illinois did Lakeview Loan Servicing, LLC originate the most loans in 2025?: The three with the most loans were Cook County (134), Will County (47) and DuPage County (45).
Which loan types did Lakeview Loan Servicing, LLC originate in Illinois in 2025?: 307 conventional, 129 FHA and 42 VA.
How did the applications of Lakeview Loan Servicing, LLC in Illinois change from 2022 to 2025?: It reported 1,845 applications in 2022 and 2,288 in 2025.