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Lakeview Loan Servicing, LLC in Maryland

HMDA record for properties in Maryland, calendar year 2024. National record · Maryland overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Maryland

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Maryland covers 1,088 applications, 212 of them originated, worth $58m.

Its denial rate in the state was 64.8%, above the Maryland rate of 24.9% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Maryland originations was 0.7 percentage points (state median 0.3).

Applications in the state were up 108% on 2023.

1,088applications in MD, 20242.3% of the lender's total
212loans originated$58m
64.8%denial rateMD all lenders 24.9%
0.7 ppmedian rate spreadMD 0.3 pp

Compared with the state and the lender's national record

MeasureIn MarylandMaryland, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate64.8%24.9%58.9%24.3%
Median rate spread, pp0.70.30.40.3
Originations with spread of 1.5 pp or more44.4%17.7%26.9%15.6%
Average originated loan$275k$348k$286k$329k
Home purchase share12.3%56.2%9.9%57.0%
FHA-insured share30.2%14.6%37.0%13.4%
VA-guaranteed share21.7%10.0%30.1%7.9%

Trend by year

ApplicationsOriginations

0760.51,5212022: 1,521 Applications2023: 523 Applications2024: 1,088 Applications2022: 375 Originations2023: 85 Originations2024: 212 Originations202220232024
Lakeview Loan Servicing, LLC in Maryland: applications and originations, 2022–2024

This lender in stateMaryland, all lenders

0%38.9%77.8%2022: 59.7% This lender in state2023: 77.8% This lender in state2024: 64.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Maryland

By purpose

Home purchase 12% (26)Refinancing 34% (72)Cash-out refinancing 20% (42)Other purpose 34% (72)

By type

Conventional 48% (102)FHA 30% (64)VA 22% (46)

Denial reasons as coded

Credit application incomplete68.8%
Credit history16.7%
Debt-to-income ratio9%
Other3.6%
Collateral1.5%
Employment history0.3%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 609 denials in Maryland by first denial reason coded (outlined bar: all lenders in the state).

Counties in Maryland

CountyApplicationsOriginationsAmountDenial rate
Prince George's County23533$8.4m63.9%
Anne Arundel County14430$10m63.6%
Baltimore County13924$6.1m72.1%
Charles County9617$6.1m66.7%
Montgomery County7016$2.7m60.7%
Harford County5416$4.9m60.0%
Frederick County5715$4.1m61.2%
Howard County4011$3.8m54.8%
Baltimore city608$2.3m73.6%
Calvert County338$3.0m50.0%
Cecil County267$1.0m—
Carroll County267$1.5m—
Washington County296$1.4m61.5%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Maryland in 2024?

212 loans totalling $58m, from 1,088 applications reported for properties in Maryland.

What is Lakeview Loan Servicing, LLC's denial rate in Maryland?

64.8% of decided applications in Maryland were denied, against 24.9% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Maryland counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Prince George's County (33), Anne Arundel County (30), Baltimore County (24), Charles County (17), Montgomery County (16).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maryland. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.