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Lakeview Loan Servicing, LLC in Maine

HMDA record for properties in Maine, calendar year 2024. National record · Maine overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Maine

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Maine, Lakeview Loan Servicing, LLC reported 223 applications and 73 originations for 2024, $18m in all.

Its denial rate in the state was 46.2%, above the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Maine originations was 0.3 percentage points (state median 0.4).

Applications in the state were up 110% on 2023.

223applications in ME, 20240.5% of the lender's total
73loans originated$18m
46.2%denial rateME all lenders 20.9%
0.3 ppmedian rate spreadME 0.4 pp

Compared with the state and the lender's national record

MeasureIn MaineMaine, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate46.2%20.9%58.9%24.3%
Median rate spread, pp0.30.40.40.3
Originations with spread of 1.5 pp or more26.4%16.1%26.9%15.6%
Average originated loan$245k$263k$286k$329k
Home purchase share4.1%49.0%9.9%57.0%
FHA-insured share35.6%8.7%37.0%13.4%
VA-guaranteed share32.9%6.3%30.1%7.9%

Trend by year

ApplicationsOriginations

01492982022: 298 Applications2023: 106 Applications2024: 223 Applications2022: 114 Originations2023: 29 Originations2024: 73 Originations202220232024
Lakeview Loan Servicing, LLC in Maine: applications and originations, 2022–2024

This lender in stateMaine, all lenders

0%32.6%65.2%2022: 50% This lender in state2023: 65.2% This lender in state2024: 46.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Maine

By purpose

Home purchase 4% (3)Refinancing 45% (33)Cash-out refinancing 25% (18)Other purpose 26% (19)

By type

Conventional 32% (23)FHA 36% (26)VA 33% (24)

Denial reasons as coded

Credit application incomplete73.8%
Debt-to-income ratio10.7%
Credit history10.7%
Other2.4%
Employment history1.2%
Collateral1.2%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 84 denials in Maine by first denial reason coded (outlined bar: all lenders in the state).

Counties in Maine

CountyApplicationsOriginationsAmountDenial rate
Cumberland County3515$3.8m36.7%
York County3814$4.1m37.9%
Penobscot County259$2.4m—
Androscoggin County307$1.5m57.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Maine in 2024?

73 loans totalling $18m, from 223 applications reported for properties in Maine.

What is Lakeview Loan Servicing, LLC's denial rate in Maine?

46.2% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Maine counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Cumberland County (15), York County (14), Penobscot County (9), Androscoggin County (7).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.