Name of the lender

Lakeview Loan Servicing, LLC in MichiganMortgage rates, total loan costs and denial rate for homes in Michigan, 2025

HMDA year2025

StateMichigan

Head office: Coral Gables, FL
Reporting agency: Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

All states of this lender

Lakeview Loan Servicing, LLC reported 1,833 applications for homes in Michigan in the HMDA data of 2025.

It originated 452 loans in the state in 2025, for $94.1 million in total.

The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Michigan was 6.599%.

The median total loan costs in 2025 were $5,971, and the state median was $4,527.

It denied 58.0% of the applications that it decided in the state in 2025, and the state denial rate was 22.6%.

Filed figures of Lakeview Loan Servicing, LLC in Michigan, 2025
Figure	In MI	Lender, all states	MI, all lenders
Applications	1,833	70,176	383,226
Loans originated	452	16,407	229,505
Median interest rate	6.250%	6.125%	6.599%
Median total loan costs	$5,971	$6,369	$4,527
Denial rate	58.0%	59.1%	22.6%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in MI

Pricing medians of Lakeview Loan Servicing, LLC in Michigan, 2025Each value has the median of all lenders in Michigan under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in MI	303	6.250%MI 6.599%	$5,971MI $4,527	$1,845MI $1,790	$3,294MI $1,736	$1,965MI $500	0.212MI 0.307

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.212 percentage points above the average prime offer rate. On a loan of $300,000, that is about $636 more a year, or $53 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Michigan by the action taken
Action taken	Records	Share
1Loan originated	452	18.7%
2Application approved but not accepted	213	8.8%
3Application denied	920	38.0%
4Application withdrawn by applicant	248	10.2%
5File closed for incompleteness	0	0.0%
6Purchased loan	585	24.2%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	3	0.1%

Applications in Michigan by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	954	242	63.4%
FHA-insured	713	158	54.5%
VA-guaranteed	166	52	42.9%

Counties in Michigan

Counties of Lakeview Loan Servicing, LLC in Michigan with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Berrien County	26	7	$1.6 million	n/a
Eaton County	34	10	$1.6 million	58.1%
Genesee County	68	24	$3.8 million	43.5%
Ingham County	47	11	$1.5 million	67.5%
Jackson County	27	12	$2.2 million	36.0%
Kent County	116	34	$7.7 million	51.9%
Lapeer County	25	8	$1.8 million	n/a
Livingston County	40	18	$4.7 million	32.4%
Macomb County	240	66	$15.9 million	57.8%
Monroe County	39	10	$2.1 million	51.6%
Muskegon County	35	10	$2.2 million	57.1%
Oakland County	283	49	$11.1 million	66.3%
Ottawa County	47	12	$1.7 million	52.4%
St. Clair County	27	9	$1.6 million	n/a
Washtenaw County	48	13	$2.8 million	60.5%
Wayne County	324	53	$11.0 million	63.6%

Figures by year

Lakeview Loan Servicing, LLC in Michigan by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	1,833	452	$94.1 million	6.250%	$5,971	58.0%
2024	1,172	261	$52.4 million	n/a	n/a	58.8%
2023	513	124	$24.4 million	n/a	n/a	66.1%
2022	1,486	532	$93.7 million	n/a	n/a	48.6%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Lakeview Loan Servicing, LLC in Michigan, 2025", https://lenderregister.com/lender/549300nocasxpa34x033-lakeview-loan-servicing-llc/mi/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Michigan. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Lakeview Loan Servicing, LLC were in Michigan in 2025?: 452 of its loans originated, out of 16,407 in all states. That is 2.8%.
In which counties of Michigan did Lakeview Loan Servicing, LLC originate the most loans in 2025?: The three with the most loans were Macomb County (66), Wayne County (53) and Oakland County (49).
Which loan types did Lakeview Loan Servicing, LLC originate in Michigan in 2025?: 242 conventional, 158 FHA and 52 VA.
How did the applications of Lakeview Loan Servicing, LLC in Michigan change from 2022 to 2025?: It reported 1,486 applications in 2022 and 1,833 in 2025.