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Lakeview Loan Servicing, LLC in Minnesota

HMDA record for properties in Minnesota, calendar year 2024. National record · Minnesota overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Minnesota

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Minnesota covers 523 applications, 113 of them originated, worth $36m.

Its denial rate in the state was 54.9%, above the Minnesota rate of 16.9% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Minnesota originations was 0.3 percentage points (state median 0.4).

Applications in the state were up 85% on 2023.

523applications in MN, 20241.1% of the lender's total
113loans originated$36m
54.9%denial rateMN all lenders 16.9%
0.3 ppmedian rate spreadMN 0.4 pp

Compared with the state and the lender's national record

MeasureIn MinnesotaMinnesota, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate54.9%16.9%58.9%24.3%
Median rate spread, pp0.30.40.40.3
Originations with spread of 1.5 pp or more1.0%13.2%26.9%15.6%
Average originated loan$314k$269k$286k$329k
Home purchase share12.4%60.9%9.9%57.0%
FHA-insured share47.8%7.9%37.0%13.4%
VA-guaranteed share38.9%4.6%30.1%7.9%

Trend by year

ApplicationsOriginations

04348682022: 868 Applications2023: 283 Applications2024: 523 Applications2022: 324 Originations2023: 75 Originations2024: 113 Originations202220232024
Lakeview Loan Servicing, LLC in Minnesota: applications and originations, 2022–2024

This lender in stateMinnesota, all lenders

0%32.9%65.7%2022: 47.8% This lender in state2023: 65.7% This lender in state2024: 54.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Minnesota

By purpose

Home purchase 12% (14)Refinancing 64% (72)Cash-out refinancing 24% (27)

By type

Conventional 13% (15)FHA 48% (54)VA 39% (44)

Denial reasons as coded

Credit application incomplete77.8%
Credit history9.9%
Other6.7%
Debt-to-income ratio2.8%
Collateral2.4%
Employment history0.4%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 252 denials in Minnesota by first denial reason coded (outlined bar: all lenders in the state).

Counties in Minnesota

CountyApplicationsOriginationsAmountDenial rate
Hennepin County9113$4.8m64.2%
Dakota County5713$3.6m58.3%
Anoka County3910$3.4m50.0%
Ramsey County286$1.8m—
Wright County384$1.4m64.7%
Washington County313$1.0m55.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Minnesota in 2024?

113 loans totalling $36m, from 523 applications reported for properties in Minnesota.

What is Lakeview Loan Servicing, LLC's denial rate in Minnesota?

54.9% of decided applications in Minnesota were denied, against 16.9% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Minnesota counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Hennepin County (13), Dakota County (13), Anoka County (10), Ramsey County (6), Wright County (4).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Minnesota. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.