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Lakeview Loan Servicing, LLC in Mississippi

HMDA record for properties in Mississippi, calendar year 2024. National record · Mississippi overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Mississippi

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Mississippi, Lakeview Loan Servicing, LLC reported 336 applications and 78 originations for 2024, $16m in all.

Its denial rate in the state was 55.4%, above the Mississippi rate of 30.2% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Mississippi originations was 0.4 percentage points (state median 0.4).

Applications in the state were up 91% on 2023.

336applications in MS, 20240.7% of the lender's total
78loans originated$16m
55.4%denial rateMS all lenders 30.2%
0.4 ppmedian rate spreadMS 0.4 pp

Compared with the state and the lender's national record

MeasureIn MississippiMississippi, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate55.4%30.2%58.9%24.3%
Median rate spread, pp0.40.40.40.3
Originations with spread of 1.5 pp or more28.4%18.2%26.9%15.6%
Average originated loan$209k$189k$286k$329k
Home purchase share16.7%57.7%9.9%57.0%
FHA-insured share25.6%18.3%37.0%13.4%
VA-guaranteed share34.6%10.3%30.1%7.9%

Trend by year

ApplicationsOriginations

0195.53912022: 391 Applications2023: 176 Applications2024: 336 Applications2022: 107 Originations2023: 25 Originations2024: 78 Originations202220232024
Lakeview Loan Servicing, LLC in Mississippi: applications and originations, 2022–2024

This lender in stateMississippi, all lenders

0%39.6%79.3%2022: 58.2% This lender in state2023: 79.3% This lender in state2024: 55.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Mississippi

By purpose

Home purchase 17% (13)Refinancing 38% (30)Cash-out refinancing 21% (16)Other purpose 24% (19)

By type

Conventional 40% (31)FHA 26% (20)VA 35% (27)

Denial reasons as coded

Credit application incomplete67.3%
Credit history13.1%
Debt-to-income ratio9.2%
Other5.9%
Collateral3.3%
Employment history1.3%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 153 denials in Mississippi by first denial reason coded (outlined bar: all lenders in the state).

Counties in Mississippi

CountyApplicationsOriginationsAmountDenial rate
DeSoto County6218$3.7m56.1%
Rankin County3211$2.1m38.5%
Harrison County379$2.4m48.3%
Hinds County298$1.0m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Mississippi in 2024?

78 loans totalling $16m, from 336 applications reported for properties in Mississippi.

What is Lakeview Loan Servicing, LLC's denial rate in Mississippi?

55.4% of decided applications in Mississippi were denied, against 30.2% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Mississippi counties does Lakeview Loan Servicing, LLC lend in most?

By originations: DeSoto County (18), Rankin County (11), Harrison County (9), Hinds County (8).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Mississippi. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.