Lenders › Lakeview Loan Servicing, LLC › New Jersey
Lakeview Loan Servicing, LLC in New Jersey
HMDA record for properties in New Jersey, calendar year 2024. National record · New Jersey overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In New Jersey, Lakeview Loan Servicing, LLC reported 1,379 applications and 263 originations for 2024, $69m in all.
Its denial rate in the state was 67.5%, above the New Jersey rate of 26.0% across all lenders and compared with the lender's national rate of 58.9%.
The median rate spread on its New Jersey originations was 0.8 percentage points (state median 0.4).
Applications in the state were up 113% on 2023.
Compared with the state and the lender's national record
| Measure | In New Jersey | New Jersey, all lenders | Lakeview Loan Servicing, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 67.5% | 26.0% | 58.9% | 24.3% |
| Median rate spread, pp | 0.8 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 44.8% | 17.7% | 26.9% | 15.6% |
| Average originated loan | $261k | $387k | $286k | $329k |
| Home purchase share | 6.5% | 51.0% | 9.9% | 57.0% |
| FHA-insured share | 37.3% | 11.2% | 37.0% | 13.4% |
| VA-guaranteed share | 8.0% | 2.9% | 30.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew Jersey, all lenders
Loan purpose and loan type in New Jersey
By purpose
Home purchase 6% (17)Refinancing 25% (67)Cash-out refinancing 29% (76)Other purpose 39% (103)
By type
Conventional 55% (144)FHA 37% (98)VA 8% (21)
Denial reasons as coded
Share of 792 denials in New Jersey by first denial reason coded (outlined bar: all lenders in the state).
Counties in New Jersey
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Burlington County | 117 | 38 | $8.5m | 52.3% |
| Middlesex County | 141 | 32 | $6.3m | 64.7% |
| Ocean County | 104 | 29 | $6.2m | 57.3% |
| Monmouth County | 97 | 22 | $6.7m | 64.3% |
| Bergen County | 101 | 18 | $7.3m | 68.7% |
| Camden County | 91 | 15 | $2.9m | 73.4% |
| Morris County | 67 | 15 | $4.7m | 70.9% |
| Union County | 105 | 14 | $3.9m | 75.3% |
| Gloucester County | 60 | 10 | $2.0m | 63.0% |
| Atlantic County | 33 | 10 | $3.0m | 63.0% |
| Essex County | 111 | 9 | $3.2m | 78.8% |
| Passaic County | 76 | 9 | $3.8m | 74.1% |
| Somerset County | 43 | 9 | $2.8m | 62.2% |
| Sussex County | 39 | 8 | $1.2m | 61.3% |
| Mercer County | 40 | 7 | $1.7m | 66.7% |
| Hudson County | 52 | 5 | $2.3m | 82.2% |
| Cape May County | 27 | 3 | $675k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lakeview Loan Servicing, LLC originate in New Jersey in 2024?
263 loans totalling $69m, from 1,379 applications reported for properties in New Jersey.
What is Lakeview Loan Servicing, LLC's denial rate in New Jersey?
67.5% of decided applications in New Jersey were denied, against 26.0% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New Jersey counties does Lakeview Loan Servicing, LLC lend in most?
By originations: Burlington County (38), Middlesex County (32), Ocean County (29), Monmouth County (22), Bergen County (18).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Jersey. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.