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Lakeview Loan Servicing, LLC in Ohio

HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Ohio

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Ohio covers 1,250 applications, 318 of them originated, worth $67m.

Its denial rate in the state was 58.9%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Ohio originations was 0.6 percentage points (state median 0.5).

Applications in the state were up 82% on 2023.

1,250applications in OH, 20242.6% of the lender's total
318loans originated$67m
58.9%denial rateOH all lenders 23.5%
0.6 ppmedian rate spreadOH 0.5 pp

Compared with the state and the lender's national record

MeasureIn OhioOhio, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate58.9%23.5%58.9%24.3%
Median rate spread, pp0.60.50.40.3
Originations with spread of 1.5 pp or more28.9%17.7%26.9%15.6%
Average originated loan$210k$218k$286k$329k
Home purchase share6.6%51.7%9.9%57.0%
FHA-insured share39.9%12.3%37.0%13.4%
VA-guaranteed share27.0%5.9%30.1%7.9%

Trend by year

ApplicationsOriginations

09561,9122022: 1,912 Applications2023: 685 Applications2024: 1,250 Applications2022: 652 Originations2023: 186 Originations2024: 318 Originations202220232024
Lakeview Loan Servicing, LLC in Ohio: applications and originations, 2022–2024

This lender in stateOhio, all lenders

0%31.9%63.7%2022: 50.2% This lender in state2023: 63.7% This lender in state2024: 58.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Ohio

By purpose

Home purchase 7% (21)Refinancing 37% (118)Cash-out refinancing 31% (98)Other purpose 25% (81)

By type

Conventional 33% (105)FHA 40% (127)VA 27% (86)

Denial reasons as coded

Credit application incomplete68.1%
Credit history14%
Debt-to-income ratio10%
Other4.2%
Collateral3.3%
Employment history0.5%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 643 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).

Counties in Ohio

CountyApplicationsOriginationsAmountDenial rate
Franklin County13028$6.5m60.6%
Fairfield County4317$3.1m48.7%
Summit County4916$2.9m51.3%
Cuyahoga County9214$3.5m72.2%
Hamilton County9114$3.9m78.9%
Butler County6613$2.4m63.8%
Stark County4513$1.9m64.1%
Montgomery County6112$2.0m56.9%
Warren County3812$3.0m52.8%
Licking County3410$2.7m41.4%
Clermont County449$1.5m65.0%
Delaware County369$2.6m50.0%
Lorain County348$2.0m61.3%
Medina County268$1.5m68.0%
Lucas County305$815k64.3%
Portage County264$990k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Ohio in 2024?

318 loans totalling $67m, from 1,250 applications reported for properties in Ohio.

What is Lakeview Loan Servicing, LLC's denial rate in Ohio?

58.9% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Ohio counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Franklin County (28), Fairfield County (17), Summit County (16), Cuyahoga County (14), Hamilton County (14).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.