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Lakeview Loan Servicing, LLC in Oklahoma

HMDA record for properties in Oklahoma, calendar year 2024. National record · Oklahoma overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Oklahoma

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Oklahoma, Lakeview Loan Servicing, LLC reported 445 applications and 98 originations for 2024, $22m in all.

Its denial rate in the state was 62.1%, above the Oklahoma rate of 23.4% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Oklahoma originations was 0.4 percentage points (state median 0.5).

Applications in the state were up 81% on 2023.

445applications in OK, 20240.9% of the lender's total
98loans originated$22m
62.1%denial rateOK all lenders 23.4%
0.4 ppmedian rate spreadOK 0.5 pp

Compared with the state and the lender's national record

MeasureIn OklahomaOklahoma, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate62.1%23.4%58.9%24.3%
Median rate spread, pp0.40.50.40.3
Originations with spread of 1.5 pp or more29.5%17.5%26.9%15.6%
Average originated loan$228k$223k$286k$329k
Home purchase share10.2%63.6%9.9%57.0%
FHA-insured share28.6%17.1%37.0%13.4%
VA-guaranteed share37.8%11.9%30.1%7.9%

Trend by year

ApplicationsOriginations

03607202022: 720 Applications2023: 246 Applications2024: 445 Applications2022: 243 Originations2023: 68 Originations2024: 98 Originations202220232024
Lakeview Loan Servicing, LLC in Oklahoma: applications and originations, 2022–2024

This lender in stateOklahoma, all lenders

0%31.1%62.1%2022: 51.1% This lender in state2023: 60.4% This lender in state2024: 62.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Oklahoma

By purpose

Home purchase 10% (10)Refinancing 39% (38)Cash-out refinancing 26% (25)Other purpose 26% (25)

By type

Conventional 34% (33)FHA 29% (28)VA 38% (37)

Denial reasons as coded

Credit application incomplete65.2%
Credit history15.9%
Debt-to-income ratio12%
Other3%
Collateral2.6%
Insufficient cash (downpayment, closing costs)0.9%
Employment history0.4%
Unverifiable information0%
Mortgage insurance denied0%

Share of 233 denials in Oklahoma by first denial reason coded (outlined bar: all lenders in the state).

Counties in Oklahoma

CountyApplicationsOriginationsAmountDenial rate
Tulsa County6118$2.9m50.9%
Oklahoma County9216$4.1m67.5%
Cleveland County4311$2.1m61.5%
Canadian County347$1.6m59.3%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Oklahoma in 2024?

98 loans totalling $22m, from 445 applications reported for properties in Oklahoma.

What is Lakeview Loan Servicing, LLC's denial rate in Oklahoma?

62.1% of decided applications in Oklahoma were denied, against 23.4% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Oklahoma counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Tulsa County (18), Oklahoma County (16), Cleveland County (11), Canadian County (7).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oklahoma. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.