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Lakeview Loan Servicing, LLC in Oregon

HMDA record for properties in Oregon, calendar year 2024. National record · Oregon overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Oregon

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Oregon covers 623 applications, 154 of them originated, worth $45m.

Its denial rate in the state was 54.8%, above the Oregon rate of 20.6% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Oregon originations was 0.5 percentage points (state median 0.4).

Applications in the state were up 198% on 2023.

623applications in OR, 20241.3% of the lender's total
154loans originated$45m
54.8%denial rateOR all lenders 20.6%
0.5 ppmedian rate spreadOR 0.4 pp

Compared with the state and the lender's national record

MeasureIn OregonOregon, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate54.8%20.6%58.9%24.3%
Median rate spread, pp0.50.40.40.3
Originations with spread of 1.5 pp or more34.1%16.0%26.9%15.6%
Average originated loan$294k$354k$286k$329k
Home purchase share11.7%53.8%9.9%57.0%
FHA-insured share43.5%11.9%37.0%13.4%
VA-guaranteed share20.8%6.7%30.1%7.9%

Trend by year

ApplicationsOriginations

03997982022: 798 Applications2023: 209 Applications2024: 623 Applications2022: 290 Originations2023: 39 Originations2024: 154 Originations202220232024
Lakeview Loan Servicing, LLC in Oregon: applications and originations, 2022–2024

This lender in stateOregon, all lenders

0%37.5%75%2022: 49.6% This lender in state2023: 75% This lender in state2024: 54.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Oregon

By purpose

Home purchase 12% (18)Refinancing 50% (77)Cash-out refinancing 10% (16)Other purpose 28% (43)

By type

Conventional 36% (55)FHA 44% (67)VA 21% (32)

Denial reasons as coded

Credit application incomplete71.3%
Debt-to-income ratio11.5%
Credit history8.8%
Collateral4.4%
Other3.7%
Employment history0.3%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 296 denials in Oregon by first denial reason coded (outlined bar: all lenders in the state).

Counties in Oregon

CountyApplicationsOriginationsAmountDenial rate
Multnomah County7918$5.1m47.7%
Washington County7118$5.6m52.4%
Clackamas County7917$5.6m60.3%
Lane County5117$3.7m53.3%
Marion County5416$4.8m58.0%
Deschutes County4112$3.8m46.2%
Linn County2910$3.1m—
Yamhill County368$3.4m60.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Oregon in 2024?

154 loans totalling $45m, from 623 applications reported for properties in Oregon.

What is Lakeview Loan Servicing, LLC's denial rate in Oregon?

54.8% of decided applications in Oregon were denied, against 20.6% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Oregon counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Multnomah County (18), Washington County (18), Clackamas County (17), Lane County (17), Marion County (16).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oregon. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.