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Lakeview Loan Servicing, LLC in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Pennsylvania covers 1,268 applications, 286 of them originated, worth $55m.

Its denial rate in the state was 62.4%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Pennsylvania originations was 1.1 percentage points (state median 0.3).

Applications in the state were up 68% on 2023.

1,268applications in PA, 20242.7% of the lender's total
286loans originated$55m
62.4%denial ratePA all lenders 24.2%
1.1 ppmedian rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate62.4%24.2%58.9%24.3%
Median rate spread, pp1.10.30.40.3
Originations with spread of 1.5 pp or more43.1%14.1%26.9%15.6%
Average originated loan$192k$226k$286k$329k
Home purchase share8.0%48.7%9.9%57.0%
FHA-insured share38.5%9.8%37.0%13.4%
VA-guaranteed share12.9%4.0%30.1%7.9%

Trend by year

ApplicationsOriginations

01109.52,2192022: 2,219 Applications2023: 755 Applications2024: 1,268 Applications2022: 686 Originations2023: 155 Originations2024: 286 Originations202220232024
Lakeview Loan Servicing, LLC in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%35.5%71.1%2022: 53.1% This lender in state2023: 71.1% This lender in state2024: 62.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 8% (23)Refinancing 23% (67)Cash-out refinancing 32% (92)Other purpose 36% (104)

By type

Conventional 49% (139)FHA 38% (110)VA 13% (37)

Denial reasons as coded

Credit application incomplete69.9%
Credit history13.9%
Debt-to-income ratio9.6%
Other3.4%
Collateral1.9%
Employment history0.9%
Insufficient cash (downpayment, closing costs)0.1%
Unverifiable information0.1%
Mortgage insurance denied0%

Share of 675 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).

Counties in Pennsylvania

CountyApplicationsOriginationsAmountDenial rate
Montgomery County12332$9.0m58.7%
Allegheny County9125$3.7m58.4%
Bucks County7621$4.2m54.8%
Chester County4717$4.1m48.8%
Lancaster County4116$1.9m48.6%
Philadelphia County10715$3.6m72.0%
Northampton County4915$3.0m50.0%
Delaware County5713$2.2m62.0%
Monroe County3912$1.7m52.9%
York County7711$2.6m73.0%
Berks County5810$1.4m70.2%
Lehigh County4510$1.9m66.7%
Westmoreland County409$1.4m55.9%
Dauphin County428$1.1m66.7%
Luzerne County367$1.4m63.3%
Cumberland County287$1.4m—
Adams County254$960k—
Lackawanna County252$200k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Pennsylvania in 2024?

286 loans totalling $55m, from 1,268 applications reported for properties in Pennsylvania.

What is Lakeview Loan Servicing, LLC's denial rate in Pennsylvania?

62.4% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Montgomery County (32), Allegheny County (25), Bucks County (21), Chester County (17), Lancaster County (16).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.