Lenders › Lakeview Loan Servicing, LLC › Rhode Island
Lakeview Loan Servicing, LLC in Rhode Island
HMDA record for properties in Rhode Island, calendar year 2024. National record · Rhode Island overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Lakeview Loan Servicing, LLC's 2024 HMDA record for Rhode Island covers 203 applications, 53 of them originated, worth $14m.
Its denial rate in the state was 56.8%, above the Rhode Island rate of 25.7% across all lenders and compared with the lender's national rate of 58.9%.
The median rate spread on its Rhode Island originations was 0.8 percentage points (state median 0.3).
Applications in the state were up 109% on 2023.
Compared with the state and the lender's national record
| Measure | In Rhode Island | Rhode Island, all lenders | Lakeview Loan Servicing, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 56.8% | 25.7% | 58.9% | 24.3% |
| Median rate spread, pp | 0.8 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 38.8% | 13.1% | 26.9% | 15.6% |
| Average originated loan | $259k | $317k | $286k | $329k |
| Home purchase share | 7.5% | 45.1% | 9.9% | 57.0% |
| FHA-insured share | 41.5% | 12.2% | 37.0% | 13.4% |
| VA-guaranteed share | 13.2% | 3.8% | 30.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateRhode Island, all lenders
Loan purpose and loan type in Rhode Island
By purpose
Home purchase 8% (4)Refinancing 28% (15)Cash-out refinancing 32% (17)Other purpose 32% (17)
By type
Conventional 45% (24)FHA 42% (22)VA 13% (7)
Denial reasons as coded
Share of 104 denials in Rhode Island by first denial reason coded (outlined bar: all lenders in the state).
Counties in Rhode Island
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Providence County | 124 | 30 | $9.3m | 60.6% |
| Kent County | 49 | 14 | $2.6m | 54.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lakeview Loan Servicing, LLC originate in Rhode Island in 2024?
53 loans totalling $14m, from 203 applications reported for properties in Rhode Island.
What is Lakeview Loan Servicing, LLC's denial rate in Rhode Island?
56.8% of decided applications in Rhode Island were denied, against 25.7% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Rhode Island counties does Lakeview Loan Servicing, LLC lend in most?
By originations: Providence County (30), Kent County (14).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Rhode Island. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.