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Lakeview Loan Servicing, LLC in South Carolina

HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State South Carolina

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In South Carolina, Lakeview Loan Servicing, LLC reported 1,007 applications and 241 originations for 2024, $71m in all.

Its denial rate in the state was 54.1%, above the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its South Carolina originations was 0.1 percentage points (state median 0.3).

Applications in the state were up 63% on 2023.

1,007applications in SC, 20242.1% of the lender's total
241loans originated$71m
54.1%denial rateSC all lenders 25.2%
0.1 ppmedian rate spreadSC 0.3 pp

Compared with the state and the lender's national record

MeasureIn South CarolinaSouth Carolina, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate54.1%25.2%58.9%24.3%
Median rate spread, pp0.10.30.40.3
Originations with spread of 1.5 pp or more12.7%15.5%26.9%15.6%
Average originated loan$295k$296k$286k$329k
Home purchase share10.0%62.8%9.9%57.0%
FHA-insured share41.9%16.5%37.0%13.4%
VA-guaranteed share41.1%12.9%30.1%7.9%

Trend by year

ApplicationsOriginations

07991,5982022: 1,598 Applications2023: 617 Applications2024: 1,007 Applications2022: 509 Originations2023: 141 Originations2024: 241 Originations202220232024
Lakeview Loan Servicing, LLC in South Carolina: applications and originations, 2022–2024

This lender in stateSouth Carolina, all lenders

0%33.9%67.8%2022: 53.2% This lender in state2023: 67.8% This lender in state2024: 54.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in South Carolina

By purpose

Home purchase 10% (24)Refinancing 56% (136)Cash-out refinancing 23% (56)Other purpose 10% (25)

By type

Conventional 17% (41)FHA 42% (101)VA 41% (99)

Denial reasons as coded

Credit application incomplete67.9%
Credit history15.2%
Debt-to-income ratio9%
Other4.7%
Collateral2.6%
Employment history0.4%
Insufficient cash (downpayment, closing costs)0.2%
Unverifiable information0%
Mortgage insurance denied0%

Share of 467 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).

Counties in South Carolina

CountyApplicationsOriginationsAmountDenial rate
Horry County8928$8.2m43.8%
York County10422$7.6m56.4%
Dorchester County7221$5.3m49.3%
Berkeley County8420$7.0m57.3%
Lexington County6020$5.0m50.9%
Greenville County8118$5.9m50.0%
Charleston County5616$6.3m48.9%
Beaufort County6713$4.9m52.0%
Spartanburg County6013$3.0m61.5%
Richland County619$2.2m72.0%
Anderson County518$2.0m48.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in South Carolina in 2024?

241 loans totalling $71m, from 1,007 applications reported for properties in South Carolina.

What is Lakeview Loan Servicing, LLC's denial rate in South Carolina?

54.1% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which South Carolina counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Horry County (28), York County (22), Dorchester County (21), Berkeley County (20), Lexington County (20).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.