Lender Register

Lenders › Lakeview Loan Servicing, LLC › Texas

Lakeview Loan Servicing, LLC in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Texas, Lakeview Loan Servicing, LLC reported 4,210 applications and 780 originations for 2024, $273m in all.

Its denial rate in the state was 61.5%, above the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Texas originations was 0.1 percentage points (state median 0.2).

Applications in the state were up 98% on 2023.

4,210applications in TX, 20248.8% of the lender's total
780loans originated$273m
61.5%denial rateTX all lenders 26.0%
0.1 ppmedian rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate61.5%26.0%58.9%24.3%
Median rate spread, pp0.10.20.40.3
Originations with spread of 1.5 pp or more1.8%11.8%26.9%15.6%
Average originated loan$350k$350k$286k$329k
Home purchase share21.4%72.8%9.9%57.0%
FHA-insured share40.3%19.8%37.0%13.4%
VA-guaranteed share41.2%10.4%30.1%7.9%

Trend by year

ApplicationsOriginations

03533.57,0672022: 7,067 Applications2023: 2,130 Applications2024: 4,210 Applications2022: 1,835 Originations2023: 269 Originations2024: 780 Originations202220232024
Lakeview Loan Servicing, LLC in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%41.0%82.1%2022: 58.4% This lender in state2023: 82.1% This lender in state2024: 61.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 21% (167)Refinancing 66% (518)Cash-out refinancing 11% (86)Other purpose 1% (9)

By type

Conventional 19% (145)FHA 40% (314)VA 41% (321)

Denial reasons as coded

Credit application incomplete78.8%
Credit history8.1%
Debt-to-income ratio6.1%
Other6.1%
Collateral0.7%
Insufficient cash (downpayment, closing costs)0.2%
Employment history0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 2,234 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Bexar County31873$25m58.2%
Harris County44059$18m68.7%
Tarrant County31153$18m60.4%
Denton County27039$16m60.3%
Bell County18635$13m57.2%
Dallas County24828$10.0m73.2%
Collin County21728$11m73.5%
Williamson County12828$11m58.9%
Montgomery County12528$10m60.6%
Fort Bend County13022$8.1m63.6%
Travis County10819$7.6m63.8%
Comal County5519$8.2m43.9%
Ellis County7715$6.3m53.7%
Lubbock County3515$3.7m48.5%
Galveston County6914$5.0m50.0%
Guadalupe County5714$4.6m59.1%
Brazoria County6413$5.0m63.0%
Hays County4913$5.9m59.5%
Parker County4713$5.1m47.7%
Johnson County5712$4.6m52.3%
El Paso County11611$2.8m71.1%
McLennan County4811$3.6m62.2%
Kaufman County629$3.0m59.6%
Midland County458$2.9m50.0%
Smith County418$2.2m62.2%
Hunt County307$2.4m53.8%
Randall County257$2.6m—
Ector County296$1.7m73.1%
Nueces County286$1.9m44.0%
Hidalgo County555$1.2m77.1%
Grayson County305$1.7m—
Rockwall County474$1.6m72.7%
Cameron County313$375k81.5%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Texas in 2024?

780 loans totalling $273m, from 4,210 applications reported for properties in Texas.

What is Lakeview Loan Servicing, LLC's denial rate in Texas?

61.5% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Bexar County (73), Harris County (59), Tarrant County (53), Denton County (39), Bell County (35).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.