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Lakeview Loan Servicing, LLC in Utah

HMDA record for properties in Utah, calendar year 2024. National record · Utah overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Utah

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Utah covers 619 applications, 210 of them originated, worth $74m.

Its denial rate in the state was 47.0%, above the Utah rate of 20.5% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Utah originations was 0.2 percentage points (state median 0.4).

Applications in the state were up 307% on 2023.

619applications in UT, 20241.3% of the lender's total
210loans originated$74m
47.0%denial rateUT all lenders 20.5%
0.2 ppmedian rate spreadUT 0.4 pp

Compared with the state and the lender's national record

MeasureIn UtahUtah, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate47.0%20.5%58.9%24.3%
Median rate spread, pp0.20.40.40.3
Originations with spread of 1.5 pp or more23.9%14.2%26.9%15.6%
Average originated loan$350k$343k$286k$329k
Home purchase share4.3%49.0%9.9%57.0%
FHA-insured share39.5%14.1%37.0%13.4%
VA-guaranteed share31.4%4.7%30.1%7.9%

Trend by year

ApplicationsOriginations

0309.56192022: 462 Applications2023: 152 Applications2024: 619 Applications2022: 205 Originations2023: 40 Originations2024: 210 Originations202220232024
Lakeview Loan Servicing, LLC in Utah: applications and originations, 2022–2024

This lender in stateUtah, all lenders

0%31.8%63.6%2022: 42.9% This lender in state2023: 63.6% This lender in state2024: 47% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Utah

By purpose

Home purchase 4% (9)Refinancing 53% (112)Cash-out refinancing 23% (48)Other purpose 20% (41)

By type

Conventional 29% (61)FHA 40% (83)VA 31% (66)

Denial reasons as coded

Credit application incomplete66%
Credit history17.9%
Debt-to-income ratio8%
Other4.6%
Collateral2.7%
Employment history0.8%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 262 denials in Utah by first denial reason coded (outlined bar: all lenders in the state).

Counties in Utah

CountyApplicationsOriginationsAmountDenial rate
Salt Lake County19963$22m48.9%
Davis County9838$16m40.7%
Utah County9632$9.9m47.1%
Weber County5726$9.3m33.3%
Washington County3212$3.2m55.2%
Tooele County3310$4.3m53.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Utah in 2024?

210 loans totalling $74m, from 619 applications reported for properties in Utah.

What is Lakeview Loan Servicing, LLC's denial rate in Utah?

47.0% of decided applications in Utah were denied, against 20.5% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Utah counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Salt Lake County (63), Davis County (38), Utah County (32), Weber County (26), Washington County (12).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Utah. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.