Lenders › Lakeview Loan Servicing, LLC › Virginia
Lakeview Loan Servicing, LLC in Virginia
HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Lakeview Loan Servicing, LLC's 2024 HMDA record for Virginia covers 1,734 applications, 409 of them originated, worth $121m.
Its denial rate in the state was 57.5%, above the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 58.9%.
The median rate spread on its Virginia originations was 0.4 percentage points (state median 0.3).
Applications in the state were up 126% on 2023.
Compared with the state and the lender's national record
| Measure | In Virginia | Virginia, all lenders | Lakeview Loan Servicing, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 57.5% | 22.1% | 58.9% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 34.4% | 16.5% | 26.9% | 15.6% |
| Average originated loan | $295k | $352k | $286k | $329k |
| Home purchase share | 11.0% | 55.8% | 9.9% | 57.0% |
| FHA-insured share | 25.2% | 11.7% | 37.0% | 13.4% |
| VA-guaranteed share | 38.6% | 16.4% | 30.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateVirginia, all lenders
Loan purpose and loan type in Virginia
By purpose
Home purchase 11% (45)Refinancing 42% (173)Cash-out refinancing 17% (70)Other purpose 30% (121)
By type
Conventional 36% (148)FHA 25% (103)VA 39% (158)
Denial reasons as coded
Share of 873 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Virginia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 119 | 33 | $8.3m | 50.0% |
| Chesapeake city | 135 | 29 | $8.7m | 60.3% |
| Fairfax County | 125 | 29 | $12m | 53.2% |
| Prince William County | 114 | 24 | $9.1m | 56.0% |
| Loudoun County | 83 | 21 | $7.7m | 53.5% |
| Stafford County | 77 | 19 | $7.4m | 59.4% |
| Chesterfield County | 81 | 18 | $4.5m | 56.8% |
| Spotsylvania County | 49 | 13 | $4.4m | 55.8% |
| Newport News city | 42 | 11 | $3.0m | 55.6% |
| Frederick County | 30 | 11 | $3.1m | 42.9% |
| Norfolk city | 50 | 10 | $2.2m | 63.8% |
| Hampton city | 39 | 10 | $2.3m | 52.9% |
| Portsmouth city | 36 | 7 | $1.2m | 58.1% |
| Hanover County | 28 | 7 | $1.4m | — |
| Henrico County | 51 | 6 | $790k | 71.4% |
| Orange County | 29 | 6 | $1.7m | 64.3% |
| Suffolk city | 37 | 5 | $1.8m | 65.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lakeview Loan Servicing, LLC originate in Virginia in 2024?
409 loans totalling $121m, from 1,734 applications reported for properties in Virginia.
What is Lakeview Loan Servicing, LLC's denial rate in Virginia?
57.5% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Virginia counties does Lakeview Loan Servicing, LLC lend in most?
By originations: Virginia Beach city (33), Chesapeake city (29), Fairfax County (29), Prince William County (24), Loudoun County (21).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.