Lender Register

Lenders › Lakeview Loan Servicing, LLC › Washington

Lakeview Loan Servicing, LLC in Washington

HMDA record for properties in Washington, calendar year 2024. National record · Washington overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Washington

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Washington, Lakeview Loan Servicing, LLC reported 1,276 applications and 321 originations for 2024, $104m in all.

Its denial rate in the state was 56.6%, above the Washington rate of 21.3% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Washington originations was 0.5 percentage points (state median 0.4).

Applications in the state were up 130% on 2023.

1,276applications in WA, 20242.7% of the lender's total
321loans originated$104m
56.6%denial rateWA all lenders 21.3%
0.5 ppmedian rate spreadWA 0.4 pp

Compared with the state and the lender's national record

MeasureIn WashingtonWashington, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate56.6%21.3%58.9%24.3%
Median rate spread, pp0.50.40.40.3
Originations with spread of 1.5 pp or more36.1%15.8%26.9%15.6%
Average originated loan$325k$440k$286k$329k
Home purchase share12.8%54.5%9.9%57.0%
FHA-insured share34.0%9.9%37.0%13.4%
VA-guaranteed share26.8%8.6%30.1%7.9%

Trend by year

ApplicationsOriginations

01062.52,1252022: 2,125 Applications2023: 554 Applications2024: 1,276 Applications2022: 690 Originations2023: 110 Originations2024: 321 Originations202220232024
Lakeview Loan Servicing, LLC in Washington: applications and originations, 2022–2024

This lender in stateWashington, all lenders

0%36.6%73.2%2022: 54% This lender in state2023: 73.2% This lender in state2024: 56.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Washington

By purpose

Home purchase 13% (41)Refinancing 41% (131)Cash-out refinancing 19% (62)Other purpose 27% (87)

By type

Conventional 39% (126)FHA 34% (109)VA 27% (86)

Denial reasons as coded

Credit application incomplete66.1%
Credit history13.5%
Debt-to-income ratio10%
Collateral4.9%
Other4.8%
Employment history0.5%
Insufficient cash (downpayment, closing costs)0.2%
Unverifiable information0.2%
Mortgage insurance denied0%

Share of 631 denials in Washington by first denial reason coded (outlined bar: all lenders in the state).

Counties in Washington

CountyApplicationsOriginationsAmountDenial rate
Pierce County25467$25m55.3%
King County17235$12m63.9%
Snohomish County14033$14m54.8%
Spokane County9831$8.4m52.3%
Kitsap County6521$6.8m51.9%
Clark County9320$6.6m63.0%
Thurston County7720$6.7m48.6%
Benton County4711$3.5m55.8%
Island County3411$3.6m51.6%
Cowlitz County288$2.1m—
Yakima County437$1.2m66.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Washington in 2024?

321 loans totalling $104m, from 1,276 applications reported for properties in Washington.

What is Lakeview Loan Servicing, LLC's denial rate in Washington?

56.6% of decided applications in Washington were denied, against 21.3% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Washington counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Pierce County (67), King County (35), Snohomish County (33), Spokane County (31), Kitsap County (21).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Washington. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.