Lender Register
HMDA year on file2025
Name of the lender

Lakeview Loan Servicing, LLC in West VirginiaMortgage rates, total loan costs and denial rate for homes in West Virginia, 2025

HMDA year2025
Head office
Coral Gables, FL
Reporting agency
Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

Lakeview Loan Servicing, LLC reported 238 applications for homes in West Virginia in the HMDA data of 2025.

It originated 96 loans in the state in 2025, for $19.2 million in total.

The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in West Virginia was 6.490%.

The median total loan costs in 2025 were $6,216, and the state median was $5,407.

It denied 39.7% of the applications that it decided in the state in 2025, and the state denial rate was 26.7%.

Filed figures of Lakeview Loan Servicing, LLC in West Virginia, 2025
FigureIn WVLender, all statesWV, all lenders
Applications23870,17654,074
Loans originated9616,40729,629
Median interest rate6.250%6.125%6.490%
Median total loan costs$6,216$6,369$5,407
Denial rate39.7%59.1%26.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in WV

Pricing medians of Lakeview Loan Servicing, LLC in West Virginia, 2025Each value has the median of all lenders in West Virginia under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in WV636.250%WV 6.490%$6,216WV $5,407$2,825WV $1,933$3,315WV $1,940$961WV $4180.249WV 0.330

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.249 percentage points above the average prime offer rate. On a loan of $300,000, that is about $747 more a year, or $62 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in West Virginia by the action taken
Action takenRecordsShare
1Loan originated9631.3%
2Application approved but not accepted247.8%
3Application denied7925.7%
4Application withdrawn by applicant3912.7%
5File closed for incompleteness00.0%
6Purchased loan6922.5%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in West Virginia by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional1124445.5%
FHA-insured833336.5%
VA-guaranteed431932.4%

Counties in West Virginia

Counties of Lakeview Loan Servicing, LLC in West Virginia with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Berkeley County6327$5.1 million44.4%
Jefferson County3012$3.1 million32.0%

Figures by year

Lakeview Loan Servicing, LLC in West Virginia by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
202523896$19.2 million6.250%$6,21639.7%
202419056$9.1 millionn/an/a56.6%
202312926$5.3 millionn/an/a72.9%
202228284$14.9 millionn/an/a52.4%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Lakeview Loan Servicing, LLC in West Virginia, 2025", https://lenderregister.com/lender/549300nocasxpa34x033-lakeview-loan-servicing-llc/wv/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in West Virginia. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Lakeview Loan Servicing, LLC were in West Virginia in 2025?
96 of its loans originated, out of 16,407 in all states. That is 0.6%.
In which counties of West Virginia did Lakeview Loan Servicing, LLC originate the most loans in 2025?
The three with the most loans were Berkeley County (27) and Jefferson County (12).
Which loan types did Lakeview Loan Servicing, LLC originate in West Virginia in 2025?
44 conventional, 33 FHA and 19 VA.
How did the applications of Lakeview Loan Servicing, LLC in West Virginia change from 2022 to 2025?
It reported 282 applications in 2022 and 238 in 2025.