Name of the lender

Saxton Mortgage, LLCMortgage rates, total loan costs and denial rate, 2025

HMDA year2025

Years filed2025

Head office: San Diego, CA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Figures by state (CSV)

Saxton Mortgage, LLC reported 1,748 mortgage applications in the HMDA data of 2025.

It originated 0 loans in 2025, for $0 in total.

This page shows no median interest rate for 2025: under 20 loans with a rate.

This page shows no median total loan costs, because fewer than 20 loans report the amount.

It decided fewer than 25 applications in 2025, so this page shows no denial rate.

Filed figures of Saxton Mortgage, LLC, 2025
Figure	This lender	United States
Applications	1,748Under 0.1% of the US total	11,766,671
Loans originated	0$0	6,827,891
Median interest rate	n/aWhy there is no median	6.375%
Median total loan costs	n/a	$6,413
Denial rate	n/a	22.6%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

Since the last update

No change on record

No tracked figure of this lender has changed since this site started its record. The record compares each update of the HMDA data with the update before it. The record of updates.

PricingMedians of 2025 loans

Median interest rate, 2025Not shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians.

Action takenHMDA codes and labels

Records of Saxton Mortgage, LLC by the action taken, 2025
Action taken	Records	Share of records	US share
1Loan originated	0	0.0%	50.4%
2Application approved but not accepted	0	0.0%	3.1%
3Application denied	14	0.8%	15.6%
4Application withdrawn by applicant	1,730	99.0%	12.6%
5File closed for incompleteness	4	0.2%	5.1%
6Purchased loan	0	0.0%	11.7%
7Preapproval request denied	0	0.0%	0.4%
8Preapproval request approved but not accepted	0	0.0%	1.1%

The denial rate is code 3 divided by codes 1, 2 and 3: the applications that the lender decided. Codes 4 and 5 are applications with no decision. Code 6 is a loan that the lender bought.

Denial reasonsFirst reason coded

The lender has fewer than 25 denials in 2025, so this page shows no reasons.

Loan types and purposesLoans of 2025

Applications of Saxton Mortgage, LLC by loan type
Loan type	Applications	Denial rate
Conventional	960	n/aUS 23.4%
FHA-insured	293	n/aUS 21.8%
VA-guaranteed	495	n/aUS 16.2%

Applications of Saxton Mortgage, LLC by loan purpose
Loan purpose	Applications	Share of loans
Home purchase	102	n/a
Home improvement	0	n/a
Refinancing	1,042	n/a
Cash-out refinancing	604	n/a
Other purpose	0	n/a

The denial rate of a loan type is the denied applications divided by the decided applications of that type. It is "n/a" under 25 decided applications.

States where it lends13 states with 25 applications or more

Saxton Mortgage, LLC by state, 2025In order of the names. A state with 100 applications or more links to the lender's page for the state.
State	Applications	Median interest rate	Median total loan costs	Denial rate
Arizona	161	n/a	n/a	n/a
California	655	n/a	n/a	n/a
Colorado	87	n/a	n/a	n/a
Florida	181	n/a	n/a	n/a
Georgia	28	n/a	n/a	n/a
Nevada	113	n/a	n/a	n/a
Oregon	43	n/a	n/a	n/a
Pennsylvania	36	n/a	n/a	n/a
Tennessee	71	n/a	n/a	n/a
Texas	109	n/a	n/a	n/a
Utah	53	n/a	n/a	n/a
Virginia	46	n/a	n/a	n/a
Washington	41	n/a	n/a	n/a

Counties of Saxton Mortgage, LLC with 50 applications or more, 2025In order of the names. The list has the 7 counties with the most loans of the lender.
County	Applications	Amount	Denial rate
Clark County, NV	84	$0	n/a
Los Angeles County, CA	114	$0	n/a
Maricopa County, AZ	93	$0	n/a
Orange County, CA	64	$0	n/a
Riverside County, CA	83	$0	n/a
San Bernardino County, CA	51	$0	n/a
San Diego County, CA	76	$0	n/a

Figures by yearHMDA 2022 to 2025

Saxton Mortgage, LLC by HMDA year"n/a" shows a year with fewer than 25 applications, or a year that this site does not process.
Year	Applications	Loans originated	Median interest rate	Median total loan costs	Denial rate	Records filed
2025	1,748	0	n/a	n/a	n/a	1,748
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Records filed is the count on the lender's HMDA transmittal sheet. It includes purchased loans and requests for preapproval.

Denial rate by year: Saxton Mortgage, LLC and the United States

United States

Peer lenders12 lenders

These lenders originated a count of loans close to the count of this lender, in the same states. The site compares the applications of each lender by state. The list is not a ranking.

American Homestar Mortgage, LLCLeague City, TX
Amres CorporationTrevose, PA
Anchor Loans LPThousand Oaks, CA
Citizens Savings Bank & Trust CoNashville, TN
Community South Credit UnionChipley, FL
Cypress Bank State Savings BankPittsburg, TX
Fast FCUHanford, CA
First Choice Credit UnionWest Palm Beach, FL
Hall FinancialTroy, MI
K&G Capital Mortgage, LLCConroe, TX
Southeast Financial Credit UnionFranklin, TN
US Community Credit UnionNashville, TN

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Saxton Mortgage, LLC mortgage rates and denial rate, 2025", https://lenderregister.com/lender/549300pwms2701ufp528-saxton-mortgage-llc/
Lender: Saxton Mortgage, LLC, LEI 549300PWMS2701UFP528
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025, snapshot dataset
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. The count of records filed comes from the transmittal sheets of 2025 to 2025. The FFIEC and the CFPB publish them at ffiec.cfpb.gov. The name, the head office and the agency are from the newest transmittal sheet of the LEI.

This site withholds a figure with fewer than 25 applications and a median with fewer than 20 loans. Method of the figures. Terms. Report an error.

Questions

How many loans did Saxton Mortgage, LLC buy from other lenders in 2025?: It reported no purchased loans. HMDA counts a purchased loan apart from the applications, so the denial rate does not include it.
In which states did Saxton Mortgage, LLC report the most applications in 2025?: The three states with the most applications were California (655), Florida (181) and Arizona (161). It had 25 applications or more in 13 states.
How many records did Saxton Mortgage, LLC file for 2025?: Its transmittal sheet counts 1,748 records. The count includes purchased loans and requests for preapproval, so it is not the count of applications.