Mortgage lenders: names that start with S
381 lenders with a page on this site, in order of the names. A lender with fewer than 100 applications in 2025 has a page that search engines do not list.
| Lender | Head office | Applications | Loans originated | Median interest rate | Median total loan costs | Denial rate |
|---|---|---|---|---|---|---|
| S&T Bank | Indiana, PA | 4,101 | 2,617 | 6.625% | $4,276 | 31.1% |
| Sabine Federal Credit Union | Orange, TX | 120 | 70 | n/a | n/a | 25.0% |
| Sabine State Bank and Trust Company | Many, LA | 349 | 220 | n/a | n/a | 19.2% |
| Saco & Biddeford Savings Institution | Saco, ME | 276 | 198 | n/a | n/a | 8.6% |
| Saco Valley Credit Union | Saco, ME | 81 | 70 | 6.375% | $2,899 | 7.9% |
| Sacramento Credit Union | Sacramento, CA | 367 | 235 | 6.375% | $3,473 | 28.5% |
| Sacramento Deposit Bank | Sacramento, KY | 98 | 91 | n/a | n/a | 5.1% |
| Safe 1 Credit Union | Bakersfield, CA | 391 | 343 | 5.750% | $2,379 | 12.3% |
| SAFE Credit Union | Folsom, CA | 1,366 | 989 | 6.125% | $5,715 | 10.1% |
| SAFE Federal Credit Union | Sumter, SC | 963 | 620 | 6.375% | $3,159 | 21.3% |
| Sage Capital Bank | Gonzales, TX | 36 | 34 | n/a | n/a | 0.0% |
| Sage Home Loans Corporation | Fort Mill, SC | 12,529 | 5,807 | 6.000% | $4,526 | 13.4% |
| Sail Mortgage Corp | Seven Fields, PA | n/a | n/a | n/a | n/a | n/a |
| Salal Credit Union | Seattle, WA | 91 | 40 | 5.938% | $5,004 | 11.8% |
| Salem Co-operative Bank | Salem, NH | 124 | 71 | n/a | n/a | 26.2% |
| Salem Five Cents Savings Bank | Salem, MA | 1,543 | 979 | n/a | n/a | 18.0% |
| Salem Five Mortgage Company LLC | Salem, MA | 1,728 | 1,342 | 6.250% | $4,737 | 11.0% |
| Salt City Federal Credit Union | Solvay, NY | 41 | 33 | n/a | n/a | 17.5% |
| Sammamish Mortgage Company | Bellevue, WA | 1,463 | 1,010 | 6.375% | $4,234 | 2.9% |
| San Antonio Citizens Federal Credit Union | San Antonio, FL | 73 | 35 | 7.000% | $4,649 | 34.5% |
| San Diego County Credit Union | San Diego, CA | 940 | 450 | 5.625% | $3,447 | 37.4% |
| San Diego Funding | San Diego, CA | 83 | 60 | 6.375% | $12,660 | 3.2% |
| San Francisco Federal Credit Union | San Francisco, CA | 242 | 198 | 5.750% | $5,475 | 3.3% |
| San Francisco Fire Credit Union | San Francisco, CA | 412 | 229 | n/a | n/a | 23.7% |
| San Joaquin Power Employees Credit Union | Fresno, CA | 46 | 32 | 5.240% | $1,437 | 13.5% |
| San Rafael Coop | Quebradillas, PR | 31 | 24 | 6.600% | $5,562 | 7.1% |
| Sanborn Mortgage Corporation | West Hartford, CT | n/a | n/a | n/a | n/a | n/a |
| Sanctuary Home Mortgage, LLC | Fort Washington, PA | 212 | 136 | 6.625% | $7,353 | 3.5% |
| Sandia Area Federal Credit Uni | Albuquerque, NM | 736 | 426 | n/a | n/a | 30.0% |
| Sandy Spring Bank | Columbia, MD | n/a | n/a | n/a | n/a | n/a |
| Sanibel Captiva Community Bank | Sanibel, FL | 133 | 83 | 8.250% | $11,362 | 4.3% |
| Santa Barbara Teachers Federal Credit Union | Santa Barbara, CA | 36 | 29 | n/a | n/a | 5.9% |
| Santa Cruz Community Credit Union | Santa Cruz, CA | n/a | n/a | n/a | n/a | n/a |
| Saratoga National Bank | Glens Falls, NY | n/a | n/a | n/a | n/a | n/a |
| Sauk Valley Bank & Trust Company | Sterling, IL | 281 | 227 | n/a | n/a | 8.8% |
| Savannah Bank, N.A. | Savannah, NY | 38 | 21 | n/a | n/a | 25.0% |
| Savers Cooperative Bank | Southbridge, MA | 118 | 100 | n/a | n/a | 5.5% |
| Sawyer Savings Bank | Saugerties, NY | 83 | 61 | n/a | n/a | 10.3% |
| Saxton Mortgage, LLC | San Diego, CA | 1,748 | 0 | n/a | n/a | n/a |
| Saygo Home Loans, LLC | Scottsdale, AZ | 2,469 | 676 | 5.500% | $20,679 | 23.8% |
| SC State Credit Union | Columbia, SC | 1,615 | 1,097 | 6.125% | $3,722 | 23.2% |
| Schaumburg Bank & Trust Company, N.A. | Rosemont, IL | 65 | 55 | n/a | n/a | 1.8% |
| Schlumberger Employees Credit Union | Sugar Land, TX | 85 | 75 | 6.250% | $4,393 | 0.0% |
| Schoolsfirst FCU | Tustin, CA | 19,086 | 14,224 | 6.125% | $4,411 | 11.7% |
| Schumacher Mortgage LLC | Canton, OH | 592 | 466 | 5.375% | $16,590 | 2.7% |
| Schuyler Savings Bank | Kearny, NJ | 47 | 26 | n/a | n/a | 29.5% |
| Scient Federal Credit Union | Groton, CT | 120 | 81 | 6.625% | $0 | 17.8% |
| Scott Credit Union | Edwardsville, IL | 1,449 | 979 | 6.250% | $2,728 | 23.3% |
| Scott State Bank | Maroa, IL | 86 | 66 | n/a | n/a | 21.4% |
| Sea West Coast Gurad FCU | Oakland, CA | 80 | 41 | n/a | n/a | 26.8% |
| Seaboard Federal Credit Union | Bucksport, ME | 197 | 143 | 6.990% | $2,707 | 27.4% |
| Seacoast National Bank | Miami, FL | 2,661 | 1,453 | 6.500% | $6,347 | 35.3% |
| SeaComm Federal Credit Union | Massena, NY | 157 | 130 | n/a | n/a | 16.1% |
| Seamen's Bank | Provincetown, MA | 101 | 71 | n/a | n/a | 12.5% |
| Seattle Metropolitan Credit Union | Seattle, WA | 303 | 56 | 7.250% | $8,461 | 47.9% |
| Sebasticook Valley FCU | Pittsfield, ME | 141 | 139 | n/a | n/a | 1.4% |
| SECNY Federal Credit Union | Syracuse, NY | 99 | 76 | 6.250% | $2,685 | 10.6% |
| Secured Investment Corp | Coeur d'Alene, ID | n/a | n/a | n/a | n/a | n/a |
| Security Bank | Tulsa, OK | 73 | 62 | n/a | n/a | 1.4% |
| Security Bank | Springfield, IL | 116 | 96 | n/a | n/a | 5.7% |
| Security Bank | New Auburn, WI | 92 | 74 | n/a | n/a | 6.9% |
| Security Bank | Osmond, NE | 47 | 36 | n/a | n/a | 13.6% |
| Security Bank | Dyersburg, TN | 113 | 108 | n/a | n/a | 0.0% |
| Security Bank & Trust Company | Waconia, MN | 119 | 114 | n/a | n/a | 2.6% |
| Security Bank and Trust Company | Dyer, TN | 174 | 126 | n/a | n/a | 7.5% |
| Security Bank of Kansas City | Kansas City, KS | 101 | 61 | n/a | n/a | 15.6% |
| Security Bank of Texas | Crawford, TX | 66 | 43 | n/a | n/a | 22.4% |
| Security Credit Union | Holly, MI | 344 | 196 | 6.625% | $2,820 | 26.0% |
| Security Federal Bank | Aiken, SC | 352 | 244 | 6.375% | $5,862 | 10.8% |
| Security Federal Savings Bank | Logansport, IN | 523 | 444 | 6.750% | $2,543 | 7.5% |
| Security Financial Bank | Durand, WI | 196 | 156 | n/a | n/a | 8.0% |
| Security First Bank | Lincoln, NE | 443 | 382 | 6.500% | $2,445 | 3.1% |
| Security First Bank of North Dakota | Mandan, ND | 60 | 56 | n/a | n/a | 1.7% |
| Security First Federal Credit Union | McAllen, TX | 90 | 37 | 5.700% | $3,410 | 45.8% |
| Security Home Mortgage | Pleasant Grove, UT | 688 | 599 | 6.375% | $9,091 | 1.6% |
| Security National Bank | Enid, OK | 79 | 73 | n/a | n/a | 3.8% |
| Security National Bank of Omaha | Omaha, NE | 155 | 90 | n/a | n/a | 10.1% |
| Security National Bank of SD | Dakota Dunes, SD | 107 | 54 | n/a | n/a | 25.0% |
| Security Savings Bank | Gowrie, IA | 49 | 45 | n/a | n/a | 4.3% |
| Security Savings Bank | Larchwood, IA | 76 | 63 | n/a | n/a | 11.0% |
| Security Service | San Antonio, TX | 7,518 | 3,637 | 6.375% | $3,639 | 30.8% |
| Security State Bank | Paullina, IA | 111 | 109 | n/a | n/a | 0.9% |
| Security State Bank | Iron River, WI | n/a | n/a | n/a | n/a | n/a |
| Security State Bank & Trust | Fredericksburg, TX | 376 | 251 | 6.750% | $6,118 | 5.7% |
| Security State Bank of Marine | Marine On St Croix, MN | 104 | 90 | n/a | n/a | 6.7% |
| Securitynational Mortgage Company | Salt Lake City, UT | 9,801 | 5,896 | 6.625% | $11,840 | 14.3% |
| Securityplus FCU | Baltimore, MD | 109 | 105 | 5.500% | $4,678 | 3.7% |
| SEFCU Services, LLC | Albany, NY | 2,747 | 2,334 | 6.125% | $3,985 | 2.1% |
| Selco Community Credit Union | Springfield, OR | 2,069 | 1,184 | 6.250% | $4,791 | 32.6% |
| Select Bank | Forest, VA | 118 | 104 | n/a | n/a | 1.9% |
| Select Lending Services, LLC | San Ramon, CA | 1,345 | 900 | 6.625% | $6,153 | 4.5% |
| Select Seven Federal Credit Union | Johnson City, TN | n/a | n/a | n/a | n/a | n/a |
| Self Help Credit Union | Durham, NC | 202 | 143 | 8.000% | n/a | 20.1% |
| Self Help Federal Credit Union | Durham, NC | 440 | 327 | 8.250% | n/a | 14.4% |
| Self Reliance (NY) FCU | New York, NY | 518 | 415 | 6.375% | $5,571 | 11.2% |
| Selfreliance Federal Credit Union | Chicago, IL | 256 | 235 | n/a | n/a | 0.4% |
| Semper Home Loans, Inc | Providence, RI | 523 | 415 | 6.625% | $11,927 | 5.9% |
| Seneca Savings | Baldwinsville, NY | 107 | 80 | n/a | n/a | 13.7% |
| Senior Mortgage Banker | San Juan, PR | 207 | 143 | 6.250% | $10,994 | 19.2% |
| Sente Mortgage, Inc. | Austin, TX | 1,572 | 896 | 6.625% | $8,947 | 3.3% |
| Sentinel Federal Credit Union | EllsworthAFB, SD | 42 | 35 | n/a | n/a | 2.7% |
| Sentry Bank | St. Joseph, MN | 105 | 96 | n/a | n/a | 1.0% |
| Servbank, N.A. | Oswego, IL | 3,266 | 108 | 3.000% | $1,987 | 90.1% |
| Serve Credit Union | Des Moines, IA | 67 | 50 | n/a | n/a | 12.1% |
| Service 1st Federal Credit Uni | Danville, PA | 832 | 754 | 6.590% | $30 | 6.9% |
| Service Federal Credit Union | Portsmouth, NH | 3,882 | 2,074 | 5.750% | $3,446 | 30.5% |
| Service First Federal Credit Union | Sioux Falls, SD | 191 | 149 | n/a | n/a | 7.4% |
| Service One Credit Union | Bowling Green, KY | 50 | 33 | 6.375% | $4,029 | 12.5% |
| Servion | New Brighton, MN | 2,210 | 1,609 | 6.500% | $4,690 | 6.7% |
| Servis One, Inc | Irving, TX | 602 | 233 | 6.250% | $4,803 | 24.8% |
| Servisfirst Bank | Birmingham, AL | 1,792 | 1,464 | 6.500% | $4,516 | 3.8% |
| ServU Federal Credit Union | Painted Post, NY | 616 | 469 | n/a | n/a | 12.8% |
| Sesloc Credit Union | San Luis Obispo, CA | 802 | 484 | 6.250% | $4,570 | 30.1% |
| Seven Seventeen Credit Union | Warren, OH | 2,600 | 1,666 | 6.375% | $3,446 | 21.2% |
| SFMC, LP | Plano, TX | 4,910 | 3,375 | 6.250% | $11,182 | 5.6% |
| Shamrock Bank N.A. | Coalgate, OK | 87 | 85 | n/a | n/a | 0.0% |
| Sharefax Credit Union | Cincinnati, OH | 215 | 148 | n/a | n/a | 15.3% |
| Sharepoint Credit Union | Bloomington, MN | 178 | 122 | 6.625% | $3,503 | 12.5% |
| Sharon & Crescent United Credit Union | Brockton, MA | 514 | 360 | 5.500% | $2,996 | 14.2% |
| Sharon Bank | Springfield, PA | 47 | 41 | n/a | n/a | 8.7% |
| Sharonview Federal CU | Indian Land, SC | 1,090 | 471 | n/a | n/a | 50.3% |
| Shea Mortgage Inc. | Scottsdale, AZ | 1,453 | 1,124 | 6.250% | $585 | 2.3% |
| Sheboygan Area Credit Union | Sheboygan, WI | 82 | 71 | n/a | n/a | 7.6% |
| Shelby | Center, TX | 140 | 81 | n/a | n/a | 10.5% |
| Shelby County State Bank | Ida Grove, IA | 181 | 164 | n/a | n/a | 3.0% |
| Shell Federal Credit Union | Deer Park, TX | 1,703 | 755 | 6.500% | $2,005 | 47.3% |
| Shelter Home Mortgage, LLC | Fort Washington, PA | 515 | 323 | 6.625% | $6,867 | 7.4% |
| Shelter Lending Services, LLC | Fort Washington, PA | 151 | 113 | 6.625% | $4,516 | 0.0% |
| Sherburne State Bank | Po Box 428, MN | 249 | 216 | n/a | n/a | 3.2% |
| Sherwood Community Bank | Garden City, MO | 67 | 54 | n/a | n/a | 13.8% |
| Shinhan Bank America | New York, NY | 245 | 198 | n/a | n/a | 3.2% |
| Shore United Bank, N.A. | Easton, MD | 1,876 | 1,287 | 6.375% | $6,799 | 16.7% |
| Shoreham Bank | Warwick, RI | 1,196 | 581 | 6.490% | $5,363 | 28.8% |
| Shoreline Credit Union | Two Rivers, WI | 197 | 148 | 6.375% | $1,139 | 10.7% |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | 46 | 23 | n/a | n/a | 20.6% |
| Sibcy Cline Mortgage Services, Inc. | Cincinnati, OH | 408 | 263 | 6.625% | $3,816 | 7.4% |
| Sidney Federal Credit Union | Sidney, NY | 1,493 | 1,069 | 6.125% | $3,623 | 13.9% |
| Sidney State Bank | Sidney, MI | 79 | 66 | n/a | n/a | 7.6% |
| Sierra Central Credit Union | Yuba City, CA | 714 | 420 | 6.000% | $5,201 | 28.9% |
| Sierra Lending Group | Houston, TX | 30 | 24 | 8.490% | n/a | 7.7% |
| Sierra Pacific Mortgage Co. Inc | Folsom, CA | 10,545 | 7,434 | 6.625% | $8,574 | 10.2% |
| Signal Financial FCU | Kensington, MD | n/a | n/a | n/a | n/a | n/a |
| Signature Bank of Arkansas | Fayetteville, AR | 516 | 422 | n/a | n/a | 4.0% |
| Signature Bank, N.A. | Toledo, OH | 80 | 75 | n/a | n/a | 3.8% |
| Signature Federal Credit Union | Alexandria, VA | 736 | 258 | 6.313% | $5,983 | 35.6% |
| Sikorksy Financial Credit Union | Stratford, CT | 1,836 | 1,153 | 5.750% | $3,944 | 23.5% |
| Silliman Private Lending, LLC | Roswell, GA | 63 | 63 | n/a | n/a | 0.0% |
| Silver Hill Funding | Coral Gables, FL | 782 | 205 | n/a | n/a | 39.7% |
| Silver Lake Bank | Topeka, KS | 190 | 165 | n/a | n/a | 5.9% |
| Silver State Schools Credit Un | Las Vegas, NV | 852 | 574 | 5.750% | $3,565 | 28.1% |
| Simmons Bank | Pine Bluff, AR | 4,871 | 3,125 | 6.625% | $4,422 | 26.5% |
| Simplicity Credit Union | Marshfield, WI | 738 | 531 | 6.000% | $2,284 | 13.7% |
| SimpliFi Mortgage Partners LLC | Las Vegas, NV | 26 | 20 | 6.688% | $4,383 | n/a |
| SimpliFi Mortgage, LLC | Las Vegas, NV | 35 | 24 | 6.813% | $4,672 | n/a |
| SimplyBank. | Ringgold, GA | n/a | n/a | n/a | n/a | n/a |
| Singing River Federal C.U. | Moss Point, MS | 93 | 66 | n/a | n/a | 14.6% |
| Siouxland Federal Credit Union | So Sioux City, NE | 298 | 221 | 5.990% | $3,488 | 16.6% |
| SIRVA Mortgage, Inc. | Seven Hills, OH | 1,746 | 1,219 | 6.625% | $818 | 2.2% |
| Sistar Mortgage Company | Sterling Heights, MI | n/a | n/a | n/a | n/a | n/a |
| SIU Credit Union | Carbondale, IL | 173 | 115 | n/a | n/a | 11.1% |
| Siwell, Inc., dba Capital Mortgage Services of Tex | Lubbock, TX | 98 | 63 | 6.625% | $7,423 | 1.4% |
| Skowhegan Savings Bank | Skowhegan, ME | 308 | 186 | n/a | n/a | 26.0% |
| Skyla Federal Credit Union | Charlotte, NC | 1,753 | 861 | 6.250% | $5,532 | 41.1% |
| Skyline National Bank | Independence, VA | 768 | 676 | n/a | n/a | 5.7% |
| Skyone Federal Credit Union | Hawthorne, CA | 113 | 64 | 5.990% | $4,695 | 20.5% |
| SkyPoint FCU | Germantown, MD | 65 | 30 | n/a | n/a | 42.3% |
| Skyrock Mortgage | Rutherford, NJ | 380 | 304 | 6.625% | n/a | 0.7% |
| Skyward Credit Union | Wichita, KS | 126 | 35 | 6.750% | $3,379 | 43.6% |
| Slovenian Savings & Loan Association of Franklin-Conemaugh | Johnstown, PA | 80 | 70 | n/a | n/a | 5.3% |
| Slovenian Savings and Loan Association | Strabane, PA | 197 | 189 | n/a | n/a | 0.5% |
| Smart Choice Mortgage, LLC | Houston, TX | 96 | 75 | 6.375% | $5,188 | 0.0% |
| Smart Financial Credit Union | Houston, TX | 370 | 179 | 5.750% | $300 | 41.1% |
| Smartbank | Pigeon Forge, TN | 1,369 | 1,025 | 6.625% | $4,641 | 12.9% |
| Smartfi Home Loans | San Diego, CA | 1,644 | 1,116 | n/a | n/a | 24.1% |
| SMW Financial Credit Union | Lino Lakes, MN | n/a | n/a | n/a | n/a | n/a |
| SnapFi, Inc. | San Jose, CA | 52 | 50 | 6.625% | $6,855 | 0.0% |
| Sofi Bank, National Association | Frisco, TX | 55,546 | 16,189 | 6.500% | $4,963 | 23.4% |
| Solarity Credit Union | Yakima, WA | 530 | 273 | 6.375% | $3,938 | 38.1% |
| Solera National Bank | Lakewood, CO | 48 | 44 | n/a | n/a | 0.0% |
| Solidarity Community Federal Credit Union | Kokomo, IN | 317 | 193 | 6.563% | $2,262 | 22.8% |
| Solvay Bank | Solvay, NY | 260 | 214 | n/a | n/a | 6.3% |
| Somerset Federal Credit Union | Somerset, MA | 324 | 227 | 6.125% | $1,480 | 13.4% |
| Somerset Regal Bank | Bound Brook, NJ | 242 | 201 | n/a | n/a | 3.8% |
| Somerset Trust Company | Somerset, PA | 1,285 | 1,076 | 5.990% | $2,869 | 9.6% |
| Somerville Bank | Eaton, OH | 112 | 85 | n/a | n/a | 9.0% |
| Sonoma Federal Credit Union | Santa Rosa, CA | 640 | 155 | n/a | n/a | 42.3% |
| Sooner State Bank | Oklahoma City, OK | 129 | 127 | n/a | n/a | 0.8% |
| Sound Community Bank | Seattle, WA | 271 | 180 | 8.375% | $5,006 | 26.0% |
| Sound Credit Union | Tacoma, WA | 1,660 | 793 | 6.250% | $3,871 | 34.8% |
| South Atlantic Bank | Myrtle Beach, SC | 321 | 252 | n/a | n/a | 4.9% |
| South Carolina Federal Credit | North Charleston, SC | 1,660 | 944 | 6.125% | $6,789 | 15.7% |
| South Central Bank Inc | Glasgow, KY | 1,849 | 1,430 | 6.375% | $3,354 | 7.5% |
| South Coast Bank & Trust | Brunswick, GA | 66 | 55 | n/a | n/a | 10.9% |
| South Georgia Bank | Glennville, GA | 134 | 123 | n/a | n/a | 2.4% |
| South Georgia Banking Company | Tifton, GA | 164 | 141 | n/a | n/a | 6.6% |
| South Lafourche Bank | Larose, LA | 65 | 42 | n/a | n/a | 14.3% |
| South Louisiana Bank | Houma, LA | 70 | 63 | n/a | n/a | 5.7% |
| South Metro Federal Credit Uni | Prior Lake, MN | 88 | 70 | 6.125% | $2,948 | 8.3% |
| South River Mortgage, LLC | Annapolis, MD | 3,718 | 1,442 | n/a | n/a | 4.1% |
| South Shore Bank | Weymouth, MA | n/a | n/a | n/a | n/a | n/a |
| South Story Bank & Trust | Huxley, IA | 114 | 106 | n/a | n/a | 1.8% |
| Southbridge Credit Union | Southbridge, MA | 103 | 57 | n/a | n/a | 27.8% |
| SouthCoast FCU | New Bedford, MA | 72 | 59 | n/a | n/a | 14.1% |
| SouthEast Bank | Farragut, TN | 494 | 388 | 7.250% | $3,849 | 11.7% |
| Southeast Financial Credit Union | Franklin, TN | 101 | 42 | n/a | n/a | 22.8% |
| Southeast First National Bank | Summerville, GA | 27 | 27 | n/a | n/a | 0.0% |
| Southeast Mortgage of Georgia, Inc. | Duluth, GA | 2,096 | 1,426 | 6.500% | $9,720 | 3.0% |
| Southeastern Bank | Darien, GA | 237 | 217 | n/a | n/a | 2.2% |
| Southeastern Credit Union | Valdosta, GA | 127 | 117 | 7.150% | $2,873 | 3.3% |
| Southern Bancorp Bank | Little Rock, AR | 1,243 | 794 | 7.250% | $2,456 | 12.4% |
| Southern Bank | Duncan, SC | 31 | 21 | n/a | n/a | 25.0% |
| Southern Bank | Poplar Bluff, MO | 1,776 | 1,486 | 6.875% | $2,151 | 5.8% |
| Southern Bank and Trust Company | Mount Olive, NC | 1,930 | 1,557 | 6.625% | $6,275 | 12.5% |
| Southern Bank of Tennessee | Mt Juliet, TN | 206 | 165 | n/a | n/a | 3.4% |
| Southern Energy Credit Union | Birmingham, AL | 800 | 572 | 5.750% | $3,317 | 27.7% |
| Southern First Bank | Greenville, SC | 1,770 | 1,341 | 6.500% | $4,329 | 12.6% |
| Southern Heritage Bank | Pineville, LA | 353 | 297 | n/a | n/a | 7.8% |
| Southern Hills Community Bank | Leesburg, OH | 71 | 52 | n/a | n/a | 22.4% |
| Southern Lending Services, Ltd. | Houston, TX | 338 | 275 | 5.750% | $4,128 | 1.4% |
| Southern Michigan Bank & Trust | Coldwater, MI | 470 | 344 | n/a | n/a | 13.3% |
| Southern States Bank | Dallas, GA | n/a | n/a | n/a | n/a | n/a |
| Southern Trust Mortgage, LLC | Virginia Beach, VA | 2,842 | 2,098 | 6.500% | $8,519 | 3.9% |
| Southerntrust Bank | Marion, IL | n/a | n/a | n/a | n/a | n/a |
| Southland Credit Uniom | Los Alamitos, CA | 607 | 291 | 5.500% | $6,333 | 38.8% |
| Southpoint Bank | Birmingham, AL | 834 | 632 | 6.250% | $5,455 | 4.2% |
| SouthPoint Financial Credit Union | Sleepy Eye, MN | 418 | 311 | n/a | n/a | 11.4% |
| Southpoint Financial Services, Inc. | Alpharetta, GA | n/a | n/a | n/a | n/a | n/a |
| Southside Bank | Tyler, TX | 743 | 312 | 6.750% | $5,768 | 42.2% |
| SouthStar Bank SSB | Moulton, TX | 247 | 142 | n/a | n/a | 21.5% |
| Southstate Bank, National Association | Winter Haven, FL | 15,429 | 9,967 | 6.475% | $5,605 | 23.3% |
| SouthTrust Bank, N.A. | George West, TX | 60 | 43 | n/a | n/a | 14.0% |
| Southwest Airlines FCU | Dallas, TX | 449 | 303 | 5.875% | $5,191 | 32.2% |
| Southwest Financial Federal Credit Union | Farmer's Branch, TX | 26 | 23 | n/a | n/a | 11.5% |
| Southwest Funding LP | Dallas, TX | 2,640 | 1,740 | 6.625% | $9,240 | 7.0% |
| Southwest Louisiana Credit Union | Lake Charles, LA | 106 | 78 | 7.150% | $3,559 | 24.5% |
| Southwest Missouri Bank | Carthage, MO | 781 | 618 | 6.750% | $2,096 | 12.3% |
| Southwest National Bank | Wichita, KS | 50 | 49 | n/a | n/a | 0.0% |
| Southwest Stage Funding LLC | Chandler, AZ | 11,701 | 2,752 | 7.900% | $5,118 | 18.9% |
| Southwestern National Bank | Houston, TX | 111 | 99 | n/a | n/a | 3.9% |
| Sovereign Bank | Shawnee, OK | 538 | 485 | 6.625% | $5,327 | 1.9% |
| Sovereign Lending Group Inc. | Newport Beach, CA | n/a | n/a | n/a | n/a | n/a |
| Sovita Credit Union | Flint, MI | 101 | 84 | 5.750% | $803 | 6.7% |
| Space Age Credit Union | Aurora, CO | 40 | 31 | n/a | n/a | 0.0% |
| Space Coast Credit Union | Melbourne, FL | 12,008 | 5,900 | 5.875% | $0 | 35.2% |
| Spark Mortgage, LLC | Houston, TX | 288 | 233 | 5.490% | $4,561 | 0.0% |
| SPC Credit Union | Hartsville, SC | 79 | 20 | n/a | n/a | 46.8% |
| Spencer Savings Bank, SLA | Elmwood Park, NJ | 330 | 207 | n/a | n/a | 18.0% |
| Spero Financial Federal Credit Union | Greenville, SC | 502 | 403 | n/a | n/a | 13.2% |
| Spirit of Alaska Federal Credit Union | Fairbanks, AK | 101 | 35 | n/a | n/a | 39.4% |
| SpiritBank | Tulsa, OK | 61 | 55 | n/a | n/a | 4.9% |
| Spokane Firefighters Credit Un | Spokane, WA | 88 | 60 | n/a | n/a | 4.8% |
| Spokane Teachers Credit Union | Liberty Lake, WA | 4,298 | 2,375 | 6.250% | $6,176 | 27.6% |
| Spratt Savings Bank | Chester, SC | 36 | 21 | n/a | n/a | 30.0% |
| Spring Bank | Brookfield, WI | 30 | 23 | n/a | n/a | 0.0% |
| Spring EQ, LLC | Conshohocken, PA | 108,788 | 32,174 | 6.250% | n/a | 61.8% |
| Spring Hill State Bank | Longview, TX | 118 | 79 | n/a | n/a | 15.2% |
| Spring Valley Bank | Cincinnati, OH | 95 | 65 | n/a | n/a | 18.9% |
| SRP Federal Credit Union | North Augusta, SC | 1,216 | 782 | 6.000% | $5,455 | 16.6% |
| SRU Federal Credit Union | Slippery Rock, PA | 79 | 59 | n/a | n/a | 15.7% |
| SSB Bank | Pittsburgh, PA | 131 | 125 | n/a | n/a | 2.3% |
| St Fin Corp DBA Star Financial | Laguna Hills, CA | n/a | n/a | n/a | n/a | n/a |
| St Jean's Credit Union | Lynn, MA | 68 | 47 | n/a | n/a | 27.7% |
| St Johns B&T Co | ST Louis, MO | 44 | 41 | n/a | n/a | 2.3% |
| St Landry Bank & Trust Co | Opelousas, LA | 42 | 40 | n/a | n/a | 4.8% |
| St Mary's Credit Union | Marlborough, MA | 271 | 186 | 6.000% | $3,661 | 15.4% |
| St Paul Federal Credit Union | Saint Paul, MN | 79 | 62 | n/a | n/a | 7.5% |
| St. Anne's Credit Union of Fal | Fall River, MA | 580 | 353 | 5.750% | $5,066 | 28.8% |
| St. Charles Bank & Trust Company, N.A. | Rosemont, IL | 115 | 87 | n/a | n/a | 4.3% |
| St. Cloud Financial Credit Union | Saint Cloud, MN | 383 | 318 | 6.250% | $3,921 | 9.9% |
| St. James Mortgage Corporation | Bloomfield Hills, MI | 30 | 26 | 6.500% | $0 | 0.0% |
| St. Josephs Federal Credit Union | Canton, OH | 44 | 26 | n/a | n/a | 29.7% |
| St. Mary's Bank CU | Manchester, NH | 1,543 | 976 | 6.625% | $3,737 | 24.5% |
| Stafford Savings Bank | Stafford Springs, CT | 42 | 41 | 6.375% | $2,638 | 2.4% |
| StagePoint Federal Credit Union | Laramie, WY | 36 | 26 | 6.938% | n/a | 12.5% |
| Stancorp Mortgage Investors | Hillsboro, OR | 114 | 95 | n/a | n/a | 11.7% |
| Standard Mortgage Corporation | New Orleans, LA | 776 | 492 | 6.375% | $5,467 | 13.1% |
| Stanford Federal Credit Union | Palo Alto, CA | 1,315 | 1,010 | 6.125% | $4,932 | 7.6% |
| Star Bank | Maple Lake, MN | 95 | 85 | n/a | n/a | 5.4% |
| Star Financial Bank | Fort Wayne, IN | 1,613 | 897 | 6.250% | $2,933 | 30.3% |
| Star One Credit Union | Sunnyvale, CA | 2,667 | 1,665 | 5.875% | $3,274 | 24.0% |
| Star USA Federal Credit Union | Charleston, WV | 54 | 16 | n/a | n/a | 5.6% |
| Starboard Financial Management, LLC | Gilbert, AZ | 342 | 249 | 6.750% | $7,727 | 0.8% |
| Starion Bank | Mandan, ND | 284 | 219 | 6.307% | $3,854 | 3.1% |
| Stark Federal Credit Union | Canton, OH | 128 | 112 | 7.125% | n/a | 3.4% |
| State Bank | Waterloo, IL | 100 | 73 | n/a | n/a | 16.3% |
| State Bank | Brownsburg, IN | 90 | 39 | n/a | n/a | 18.4% |
| State Bank Financial | La Crosse, WI | 103 | 94 | n/a | n/a | 0.0% |
| State Bank of Bement | Bement, IL | 43 | 27 | n/a | n/a | 10.0% |
| State Bank of Chilton | Chilton, WI | 72 | 64 | n/a | n/a | 2.9% |
| State Bank of De Kalb | De Kalb, TX | 177 | 145 | n/a | n/a | 8.3% |
| State Bank of Missouri | Concordia, MO | 44 | 42 | n/a | n/a | 4.5% |
| State Bank of Newburg | Newburg, WI | 102 | 86 | n/a | n/a | 3.2% |
| State Bank of Southern Utah | Cedar City, UT | 814 | 603 | 6.625% | $3,718 | 11.2% |
| State Bank of Southwest Missouri | Springfield, MO | 74 | 65 | n/a | n/a | 1.4% |
| State Bank of Table Rock | Table Rock, NE | 78 | 72 | n/a | n/a | 7.7% |
| State Bank of The Lakes, N.A. | Rosemont, IL | 115 | 98 | n/a | n/a | 3.8% |
| State Bank of Toulon | Kewanee, IL | 85 | 78 | n/a | n/a | 4.9% |
| State Departmenet Federal Credit Union | Alexandria, VA | 1,167 | 563 | 5.750% | $6,227 | 33.1% |
| State Employees Credit Union | Santa Fe, NM | 423 | 250 | 6.630% | $2,891 | 21.7% |
| State Employees Credit Union of MD | Linthicum, MD | 6,290 | 2,813 | 6.125% | $4,693 | 48.7% |
| State Employees' Credit Union | Raleigh, NC | 49,354 | 28,397 | 5.775% | $4,432 | 30.1% |
| State Financial Network LLC | Chadds Ford, PA | 216 | 198 | 6.375% | $3,559 | 2.9% |
| State Savings Bank | West Des Moines, IA | 56 | 43 | n/a | n/a | 12.0% |
| State Savings Bank | Frankfort, MI | 211 | 174 | n/a | n/a | 7.8% |
| Staunton Financial Inc | Southfield, MI | 2,916 | 2,520 | 6.625% | $4,407 | 5.1% |
| Stellar Bank | Houston, TX | 641 | 281 | 6.500% | $12,352 | 35.8% |
| Stephenson National Bank & Trust | Marinette, WI | 230 | 180 | n/a | n/a | 9.2% |
| Sterling Bank | Poplar Bluff, MO | 94 | 78 | n/a | n/a | 14.3% |
| Sterling State Bank | Rochester, MN | 30 | 25 | n/a | n/a | 10.7% |
| Sterling United FCU | Evansville, IN | 48 | 36 | n/a | n/a | 12.2% |
| STG Mortgage Inc | Irvine, CA | 5,153 | 2,780 | 6.500% | $11,349 | 12.1% |
| Stifel Bank & Trust | St. Louis, MO | 5,127 | 4,497 | 6.000% | $3,268 | 2.3% |
| Stillman Banccorp NA | Stillman Valley, IL | 297 | 224 | 6.500% | $2,528 | 11.1% |
| Stock Yards Bank & Trust Company | Louisville, KY | 3,754 | 2,539 | 6.500% | $3,532 | 21.5% |
| Stockgrowers State Bank | Alma, KS | 46 | 43 | n/a | n/a | 2.2% |
| Stockman Bank of Montana | Miles City, MT | 2,928 | 2,196 | 6.375% | $6,576 | 7.6% |
| Stockmens Bank | Springfield, MO | 176 | 153 | n/a | n/a | 4.2% |
| Stockton Mortgage Corporation | Frankfort, KY | 11,060 | 7,147 | 6.625% | $7,439 | 10.8% |
| Stone Bank | Little Rock, AR | 95 | 93 | n/a | n/a | 2.1% |
| Stone Meadow Lending, LLC | Houston, TX | 466 | 381 | 5.750% | $8,623 | 4.3% |
| Stonehambank - A Co-Operative | Stoneham, MA | 116 | 78 | n/a | n/a | 19.2% |
| Stonewood Home Lending, LLC | Houston, TX | 552 | 451 | 5.750% | $11,464 | 1.7% |
| Story Bank DBA Story Financial Partners | Jackson, MS | 247 | 173 | n/a | n/a | 5.8% |
| Stoughton Co-Operative Bank | Stoughton, MA | 43 | 26 | n/a | n/a | 7.1% |
| Strata Credit Union | Bakersfield, CA | 283 | 167 | 6.125% | $6,122 | 35.1% |
| Strategic Funding, LP | Forest, VA | 166 | 114 | n/a | n/a | 31.3% |
| Streator Onized Credit Union | Streator, IL | 208 | 135 | n/a | n/a | 28.2% |
| Stride Bank, National Association | Tulsa, OK | 2,212 | 1,775 | 6.375% | $5,775 | 3.2% |
| Strong Home Mortgage, LLC | Manassas, VA | 1,455 | 705 | 6.125% | $4,697 | 13.2% |
| Stryv Bank | Wichita, KS | 53 | 47 | n/a | n/a | 2.1% |
| Studio Bank | Nashville, TN | 249 | 182 | 6.500% | $4,742 | 2.6% |
| Sturdy Savings Bank | Cape May Court House, NJ | 166 | 138 | n/a | n/a | 4.7% |
| Sturgis Bank & Trust | Sturgis, MI | 875 | 735 | 6.625% | $3,303 | 3.4% |
| Success Credit Union | Blytheville, AR | 72 | 61 | 6.530% | $2,585 | 8.8% |
| Success Lending, LLC | Schaumburg, IL | 1,407 | 875 | 6.500% | $8,150 | 18.7% |
| Success Mortgage Partners, Inc | Plymouth, MI | 5,690 | 4,240 | 6.625% | $8,975 | 2.6% |
| Suffolk Federal Credit Union | Medford, NY | 2,337 | 1,203 | 6.375% | $5,736 | 35.5% |
| Sullivan Bank | Sullivan, MO | 493 | 458 | 6.813% | $2,425 | 1.6% |
| Suma Federal Credit Union | Yonkers, NY | 88 | 82 | n/a | n/a | 0.0% |
| Summit Community Bank, Inc | Moorefield, WV | n/a | n/a | n/a | n/a | n/a |
| Summit Credit Union | Greensboro, NC | 334 | 275 | n/a | n/a | 16.5% |
| Summit Credit Union | Cottage Grove, WI | 15,649 | 11,414 | 6.375% | $2,671 | 15.0% |
| Summit Funding.Inc | Sacramento, CA | 8,405 | 5,759 | 6.625% | $10,709 | 7.8% |
| Summit Home Mortgage, LLC | Fort Washington, PA | 76 | 61 | 6.625% | $3,880 | 3.2% |
| Summit Mortgage Bankers, Inc. | Flushing, NY | 543 | 468 | 6.500% | $6,225 | 1.9% |
| Summit Mortgage Corporation | Plymouth, MN | 1,798 | 1,370 | 6.625% | $6,733 | 4.8% |
| Summit Mortgage Corporation | Portland, OR | 673 | 463 | 6.490% | $8,051 | 3.1% |
| Sun American Mortgage Company | Mesa, AZ | 1,028 | 697 | 6.500% | $5,231 | 2.5% |
| Sun Community FCU | El Centro, CA | 110 | 90 | 6.563% | $5,782 | 5.3% |
| Sun East Federal Credit Union | Aston, PA | 990 | 577 | 6.375% | $3,804 | 27.8% |
| Sun Federal Credit Union | Maumee, OH | 761 | 513 | 6.250% | $3,153 | 21.3% |
| Sun West Mortgage Company, Inc | Cerritos, CA | 16,270 | 8,918 | 6.125% | $11,121 | 14.9% |
| Sunbelt Federal Credit Union | Hattiesburg, MS | 113 | 59 | 4.990% | $4,729 | 28.9% |
| Suncoast Credit Union | Tampa, FL | 12,969 | 8,416 | 5.375% | $3,841 | 23.3% |
| Sundae Funding | El Segundo, CA | n/a | n/a | n/a | n/a | n/a |
| Sunflower Bank, N.A. | Dallas, TX | 5,231 | 3,566 | 6.490% | $6,998 | 5.8% |
| Sunmark Community Bank | Perry, GA | 153 | 137 | n/a | n/a | 1.4% |
| Sunmark Credit Union | Latham, NY | 1,376 | 933 | 6.375% | $4,249 | 13.3% |
| Sunrise Banks, N.A. | Sioux Falls, SD | 291 | 230 | n/a | n/a | 13.0% |
| Sunrise Family Credit Union | Bay City, MI | 64 | 61 | 5.750% | $2,423 | 3.2% |
| SunsetFCU | Portland, OR | 37 | 35 | n/a | n/a | 5.4% |
| Sunward | Albuquerque, NM | 2,356 | 1,580 | 5.875% | $4,016 | 10.1% |
| Sunwest Bank | Irvine, CA | 76 | 76 | n/a | n/a | 0.0% |
| SunWest Credit Union | Pueblo, CO | 30 | 22 | 6.500% | $4,012 | 3.6% |
| SunWest Federal Credit Union | Glendale, AZ | 211 | 155 | n/a | n/a | 22.3% |
| Superior Choice Credit Union | Superior, WI | 581 | 386 | 5.875% | $3,437 | 22.8% |
| Superior Credit Union | Collegeville, PA | 62 | 41 | n/a | n/a | 29.3% |
| Superior Credit Union, Inc. | Lima, OH | 3,861 | 2,256 | 6.250% | $3,078 | 17.4% |
| Superior Financial Solutions | Lima, OH | 327 | 121 | 6.500% | $3,471 | 5.1% |
| Superior National Bank | Hancock, MI | 859 | 741 | 6.625% | $3,619 | 3.4% |
| Superior Savings Bank | Superior, WI | 94 | 86 | n/a | n/a | 4.4% |
| Susquehanna Community Bank | Wellsboro, PA | 146 | 129 | n/a | n/a | 3.7% |
| Susser Bank | Arlington, TX | 467 | 337 | 6.625% | $7,652 | 4.8% |
| Sutton Bank | Attica, OH | 26 | 23 | n/a | n/a | 8.0% |
| SWBC Mortgage Corporation | San Antonio, TX | 8,506 | 6,441 | 6.500% | $5,058 | 4.0% |
| SWH Funding LLC | Phoenix, AZ | 79 | 78 | n/a | n/a | 0.0% |
| Synergy Bank | Houma, LA | 420 | 352 | n/a | n/a | 5.1% |
| Synergy Federal Credit Union | San Antonio, TX | 120 | 87 | n/a | n/a | 6.5% |
| Synergy One Lending, Inc. | San Diego, CA | 11,752 | 8,115 | 6.625% | $7,829 | 8.0% |
| Synovus Bank | Columbus, GA | 7,684 | 4,949 | 6.375% | $6,166 | 23.1% |
| Syracuse Fire Department EMPL FCU | Syracuse, NY | 69 | 63 | n/a | n/a | 4.5% |
"n/a" shows a figure with fewer than 25 applications, or a median with fewer than 20 loans.