Mortgage lenders: names that start with O
84 lenders with a page on this site, in order of the names. A lender with fewer than 100 applications in 2025 has a page that search engines do not list.
| Lender | Head office | Applications | Loans originated | Median interest rate | Median total loan costs | Denial rate |
|---|---|---|---|---|---|---|
| O Bee Credit Union | Lacey, WA | 717 | 454 | 6.625% | $6,102 | 19.0% |
| O'Bannon Banking Company | Buffalo, MO | 73 | 56 | n/a | n/a | 16.4% |
| Oak Bank | Fitchburg, WI | 59 | 51 | n/a | n/a | 1.9% |
| Oak Mortgage, LLC | Sturgis, MI | n/a | n/a | n/a | n/a | n/a |
| Oak View National Bank | Marshall, VA | 74 | 71 | n/a | n/a | 4.1% |
| OakStar Bank | Springfield, MO | 1,149 | 974 | 6.500% | $2,808 | 4.7% |
| Oaktree Funding Corp | Chandler, AZ | 2,916 | 1,327 | 7.375% | $15,599 | 6.0% |
| Obsidian Financial Services | Melbourne, FL | 848 | 654 | 6.750% | $15,613 | 0.6% |
| Ocean Bank | Miami, FL | 94 | 38 | n/a | n/a | 29.0% |
| Ocean Financial FCU | Oceanside, NY | 55 | 21 | n/a | n/a | 53.3% |
| Ocean State Credit Union | Coventry, RI | 126 | 87 | 6.875% | n/a | 25.0% |
| Oceanair Federal Credit Union | Oxnard, CA | 555 | 351 | 6.125% | $18,474 | 23.0% |
| Oceanfirst Bank | Toms River, NJ | 3,613 | 2,638 | 6.250% | $4,612 | 9.9% |
| Oceanside Mortgage Company | Toms River, NJ | 572 | 399 | 6.250% | $3,809 | 6.1% |
| Ocmbc, Inc. | Irvine, CA | 29,739 | 16,337 | 6.875% | $13,739 | 12.6% |
| Oconee Federal Savings and Loan Association | Seneca, SC | 163 | 128 | n/a | n/a | 12.0% |
| Oconee State Bank | Watkinsville, GA | 368 | 278 | n/a | n/a | 6.0% |
| Ohio Catholic Federal Credit Union | Garfield Heights, OH | 224 | 140 | 6.250% | $639 | 24.0% |
| Ohio State Bank | Bexley, OH | 51 | 45 | n/a | n/a | 2.1% |
| Ohio Valley Bank | Gallipolis, OH | 369 | 328 | 6.338% | $3,643 | 5.2% |
| Ohio Valley Community Credit Union | Clarington, OH | 40 | 31 | 6.125% | $3,472 | 8.8% |
| Ohnward Bank and Trust | Cascade, IA | 325 | 289 | n/a | n/a | 1.7% |
| Oklahoma Central Credit Union | 4956 S. Peoria Ave, OK | 493 | 258 | 6.875% | $3,906 | 29.0% |
| Oklahoma Educators Credit Union | Bethany, OK | 142 | 87 | 6.975% | $4,141 | 16.2% |
| Oklahoma Federal Credit Union | Oklahoma City, OK | 36 | 36 | 7.420% | n/a | 0.0% |
| Oklahoma's Credit Union | Oklahoma City, OK | 370 | 269 | n/a | n/a | 17.2% |
| Old Dominion National Bank | Charlottesville, VA | 148 | 140 | 6.000% | $5,656 | 0.0% |
| Old Fort Banking Company | Old Fort, OH | 250 | 187 | n/a | n/a | 9.8% |
| Old Hickory Credit Union | Nashville, TN | 253 | 153 | 6.000% | $3,893 | 29.2% |
| Old National Bank | Evansville, IN | 16,760 | 10,956 | 6.375% | $3,790 | 22.1% |
| Old Plank Trail Community Bank, N.A. | Rosemont, IL | 171 | 138 | n/a | n/a | 6.8% |
| Old Second National Bank | Downers Grove, IL | 1,615 | 1,172 | 6.500% | $4,781 | 13.7% |
| Olympia Federal Savings & Loan | Olympia, WA | 318 | 212 | 6.125% | $5,995 | 13.5% |
| Omaha Federal Credit Union | Omaha, NE | 40 | 40 | n/a | n/a | 0.0% |
| Omaha Police Federal Credit Un | Omaha, NE | 27 | 23 | n/a | n/a | 11.5% |
| OMB Bank | Springfield, MO | 556 | 461 | n/a | n/a | 5.3% |
| Omega Federal Credit Union | Pittsburgh, PA | 138 | 96 | 6.740% | n/a | 12.7% |
| OMNI Community Credit Union | Battle Creek, MI | 617 | 262 | 6.500% | $3,383 | 36.9% |
| OMNI Community Credit Union | Battle Creek, MI | n/a | n/a | n/a | n/a | n/a |
| On Q Financial, LLC | Scottsdale, AZ | n/a | n/a | n/a | n/a | n/a |
| On Tap Credit Union | Golden, CO | 180 | 101 | 6.313% | $3,003 | 29.2% |
| One Bank of Tennessee | Cookeville, TN | 574 | 543 | 6.950% | $1,196 | 3.9% |
| One Community Bank | Oregon, WI | 561 | 461 | 6.390% | $2,410 | 7.1% |
| One Community FCU | Parkersburg, WV | n/a | n/a | n/a | n/a | n/a |
| One Credit Union | Springfield, VT | 155 | 116 | 7.125% | $298 | 14.1% |
| One Florida Bank | Orlando, FL | 45 | 34 | n/a | n/a | 5.4% |
| One Nevada Credit Union | Las Vegas, NV | 1,128 | 391 | 6.000% | $5,213 | 56.2% |
| One Vision Federal Credit Union | Clarksville, IN | 61 | 35 | n/a | n/a | 22.2% |
| Oneaz Credit Union | Phoenix, AZ | 4,198 | 1,992 | 6.125% | $4,865 | 35.8% |
| OneLocal Bank | Norwood, MA | 166 | 147 | n/a | n/a | 6.3% |
| Onpath Federal Credit Union | Metairie, LA | 449 | 404 | 6.375% | $4,841 | 8.8% |
| OnPoint Community Credit Union | Portland, OR | 11,687 | 8,178 | 6.375% | $4,474 | 17.5% |
| Ontario Shores FCU | Newfane, NY | 208 | 146 | 7.200% | n/a | 20.1% |
| Onward Home Mortgage, LLC | Fort Washington, PA | 988 | 590 | 6.500% | $6,822 | 4.5% |
| ONY GLO, Inc. | Santa Ana, CA | 1,652 | 864 | 6.500% | $6,754 | 44.3% |
| Oostburg State Bank | Oostburg, WI | 185 | 172 | n/a | n/a | 1.1% |
| Open Bank | Los Angeles, CA | 34 | 26 | n/a | n/a | 15.6% |
| Open Mortgage, LLC | Richardson, TX | n/a | n/a | n/a | n/a | n/a |
| Operating Engineers Federal Credit Union | Livermore, CA | 417 | 149 | 6.063% | $3,692 | 27.5% |
| Opportunity Bank of Montana | Helena, MT | 1,621 | 1,148 | 6.250% | $6,225 | 12.0% |
| Optionwide Financial Corp | Irvine, CA | n/a | n/a | n/a | n/a | n/a |
| Orange Bank and Trust Company | Middletown, NY | 86 | 60 | n/a | n/a | 16.5% |
| Orange County's FCU | Santa Ana, CA | 2,147 | 1,142 | 6.750% | $3,740 | 32.8% |
| Orangepath Financial Inc | Duluth, GA | 125 | 102 | 6.000% | $6,236 | 0.0% |
| Orchard Mortgage, LLC | Austin, TX | 558 | 300 | 6.625% | $5,715 | 6.8% |
| Oregon Community Credit Union | Eugene, OR | 2,300 | 1,633 | 6.625% | $5,121 | 14.1% |
| Oregon Pacific Banking Company | Eugene, OR | n/a | n/a | n/a | n/a | n/a |
| Oregon State Credit Union | Corvallis, OR | 1,302 | 838 | 6.500% | $5,156 | 14.3% |
| Oregonians Credit Union | Milwaukie, OR | 470 | 335 | n/a | n/a | 18.2% |
| Oriental Bank | San Juan, PR | 1,708 | 928 | 5.500% | $8,703 | 26.4% |
| Origin Bank | Houston, TX | 1,315 | 976 | 6.750% | $5,177 | 9.4% |
| Originpoint, LLC | Chicago, IL | 9,608 | 5,971 | 6.575% | $6,627 | 5.3% |
| Orion Federal Credit Union | Memphis, TN | 451 | 339 | 6.125% | $3,545 | 4.8% |
| Orlando Credit Union | Orlando, FL | 49 | 15 | n/a | n/a | 67.4% |
| ORNL Federal Credit Union | Oak Ridge, TN | 2,074 | 1,116 | 6.250% | $6,430 | 17.3% |
| Orrstown Bank | Harrisburg, PA | 1,468 | 1,063 | 6.375% | $4,651 | 22.0% |
| OSB Community Bank | Ottawa, IL | 133 | 100 | n/a | n/a | 8.5% |
| Oswego County FCU | Oswego, NY | 148 | 104 | n/a | n/a | 8.8% |
| Ouachita Valley FCU | West Monroe, LA | 153 | 65 | 8.000% | $1,974 | 42.5% |
| Outdoor Bank | Manhattan, KS | 153 | 137 | n/a | n/a | 4.2% |
| Owen County State Bank | Spencer, IN | 240 | 151 | n/a | n/a | 19.7% |
| OwnersChoice Funding, Inc. | Albany, NY | 122 | 75 | 6.500% | $4,153 | 16.7% |
| Ozark Bank | Ozark, MO | 103 | 70 | n/a | n/a | 5.4% |
| Ozarks Federal Savings and Loan | Farmington, MO | 255 | 192 | 7.250% | $2,692 | 10.1% |
"n/a" shows a figure with fewer than 25 applications, or a median with fewer than 20 loans.