Name of the lender

Carrington Mortgage Services LLC in MontanaMortgage rates, total loan costs and denial rate for homes in Montana, 2025

HMDA year2025

StateMontana

Head office: Orange, CA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Carrington Mortgage Services LLC reported 128 applications for homes in Montana in the HMDA data of 2025.

It originated 43 loans in the state in 2025, for $10.7 million in total.

The median interest rate of these loans in 2025 was 6.125%, and the median of all lenders in Montana was 6.375%.

The median total loan costs in 2025 were $12,387, and the state median was $7,218.

It denied 55.5% of the applications that it decided in the state in 2025, and the state denial rate was 18.7%.

Filed figures of Carrington Mortgage Services LLC in Montana, 2025
Figure	In MT	Lender, all states	MT, all lenders
Applications	128	52,211	37,108
Loans originated	43	15,089	23,001
Median interest rate	6.125%	6.125%	6.375%
Median total loan costs	$12,387	$10,006	$7,218
Denial rate	55.5%	54.2%	18.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in MT

Pricing medians of Carrington Mortgage Services LLC in Montana, 2025Each value has the median of all lenders in Montana under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in MT	25	6.125%MT 6.375%	$12,387MT $7,218	$7,643MT $3,460	$6,366MT $3,449	n/aMT $377	0.177MT 0.105

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.177 percentage points above the average prime offer rate. On a loan of $300,000, that is about $531 more a year, or $44 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Montana by the action taken
Action taken	Records	Share
1Loan originated	43	33.6%
2Application approved but not accepted	6	4.7%
3Application denied	61	47.7%
4Application withdrawn by applicant	18	14.1%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Montana by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	53	21	47.7%
FHA-insured	49	13	64.4%
VA-guaranteed	26	9	n/a

Counties in Montana

Counties of Carrington Mortgage Services LLC in Montana with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Yellowstone County	33	12	$1.4 million	46.2%

Figures by year

Carrington Mortgage Services LLC in Montana by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	128	43	$10.7 million	6.125%	$12,387	55.5%
2024	93	35	$8.8 million	n/a	n/a	48.1%
2023	93	31	$5.5 million	n/a	n/a	53.2%
2022	180	52	$10.9 million	n/a	n/a	50.4%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Carrington Mortgage Services LLC in Montana, 2025", https://lenderregister.com/lender/549300r9s3mvdv4mgf56-carrington-mortgage-services-l/mt/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Montana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Carrington Mortgage Services LLC were in Montana in 2025?: 43 of its loans originated, out of 15,089 in all states. That is 0.3%.
In which counties of Montana did Carrington Mortgage Services LLC originate the most loans in 2025?: Only one county has 50 applications or more of the lender: Yellowstone County, with 12 loans originated.
Which loan types did Carrington Mortgage Services LLC originate in Montana in 2025?: 21 conventional, 13 FHA and 9 VA.
How did the applications of Carrington Mortgage Services LLC in Montana change from 2022 to 2025?: It reported 180 applications in 2022 and 128 in 2025.