Lenders › First Interstate Bank › Wyoming
First Interstate Bank in Wyoming
HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wyoming, First Interstate Bank reported 451 applications and 261 originations for 2024, $40m in all.
Its denial rate in the state was 30.4%, above the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 32.2%.
The median rate spread on its Wyoming originations was 1.2 percentage points (state median 0.3).
Applications in the state were down 39% on 2023.
Compared with the state and the lender's national record
| Measure | In Wyoming | Wyoming, all lenders | First Interstate Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 30.4% | 21.0% | 32.2% | 24.3% |
| Median rate spread, pp | 1.2 | 0.3 | 1.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 25.5% | 14.6% | 27.6% | 15.6% |
| Average originated loan | $153k | $284k | $182k | $329k |
| Home purchase share | 29.5% | 59.2% | 22.7% | 57.0% |
| FHA-insured share | 1.5% | 17.5% | 1.0% | 13.4% |
| VA-guaranteed share | 0.4% | 13.1% | 0.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWyoming, all lenders
Loan purpose and loan type in Wyoming
By purpose
Home purchase 30% (77)Home improvement 35% (92)Refinancing 19% (49)Cash-out refinancing 4% (10)Other purpose 13% (33)
By type
Conventional 98% (256)FHA 2% (4)VA 0% (1)
Denial reasons as coded
Share of 116 denials in Wyoming by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wyoming
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Natrona County | 84 | 52 | $6.0m | 25.7% |
| Fremont County | 69 | 40 | $6.5m | 27.6% |
| Laramie County | 56 | 39 | $5.5m | 21.6% |
| Sheridan County | 63 | 31 | $3.7m | 40.7% |
| Johnson County | 39 | 25 | $4.0m | 27.8% |
| Campbell County | 38 | 21 | $2.3m | 38.2% |
| Teton County | 38 | 19 | $4.7m | 29.6% |
| Albany County | 30 | 18 | $3.3m | 35.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did First Interstate Bank originate in Wyoming in 2024?
261 loans totalling $40m, from 451 applications reported for properties in Wyoming.
What is First Interstate Bank's denial rate in Wyoming?
30.4% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 32.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wyoming counties does First Interstate Bank lend in most?
By originations: Natrona County (52), Fremont County (40), Laramie County (39), Sheridan County (31), Johnson County (25).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.