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Crosscountry Mortgage, LLC in Wisconsin

HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview

LEI 549300VZVN841I2ILS84
Reporting agency Department of Housing and Urban Development
State Wisconsin

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Crosscountry Mortgage, LLC's 2024 HMDA record for Wisconsin covers 1,592 applications, 1,142 of them originated, worth $305m.

Its denial rate in the state was 2.5%, below the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 3.5%.

The median rate spread on its Wisconsin originations was 0.5 percentage points (state median 0.2).

Applications in the state were down 5% on 2023.

1,592applications in WI, 20241.0% of the lender's total
1,142loans originated$305m
2.5%denial rateWI all lenders 17.1%
0.5 ppmedian rate spreadWI 0.2 pp

Compared with the state and the lender's national record

MeasureIn WisconsinWisconsin, all lendersCrosscountry Mortgage, LLC, all statesUnited States
Denial rate2.5%17.1%3.5%24.3%
Median rate spread, pp0.50.20.50.3
Originations with spread of 1.5 pp or more5.9%11.0%7.1%15.6%
Average originated loan$267k$223k$387k$329k
Home purchase share83.7%46.3%85.4%57.0%
FHA-insured share19.9%5.6%22.6%13.4%
VA-guaranteed share10.0%4.3%9.0%7.9%

Trend by year

ApplicationsOriginations

0902.51,8052022: 1,805 Applications2023: 1,677 Applications2024: 1,592 Applications2022: 1,226 Originations2023: 1,127 Originations2024: 1,142 Originations202220232024
Crosscountry Mortgage, LLC in Wisconsin: applications and originations, 2022–2024

This lender in stateWisconsin, all lenders

0%8.6%17.1%2022: 3.7% This lender in state2023: 4% This lender in state2024: 2.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Wisconsin

By purpose

Home purchase 84% (956)Refinancing 9% (98)Cash-out refinancing 7% (75)Other purpose 1% (13)

By type

Conventional 68% (772)FHA 20% (227)VA 10% (114)USDA 3% (29)

Denial reasons as coded

Debt-to-income ratio37.9%
Collateral31%
Credit history13.8%
Insufficient cash (downpayment, closing costs)6.9%
Unverifiable information6.9%
Employment history3.4%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 29 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).

Counties in Wisconsin

CountyApplicationsOriginationsAmountDenial rate
Milwaukee County236152$36m3.7%
St. Croix County11199$33m0.0%
Brown County9378$21m1.3%
Polk County8571$17m1.4%
Burnett County6657$16m1.7%
Dane County7456$20m1.8%
Barron County5447$12m2.1%
Kenosha County6744$11m0.0%
Waukesha County5844$15m2.2%
La Crosse County4932$9.0m8.3%
Outagamie County4831$7.2m3.1%
Walworth County5127$8.5m6.7%
Sawyer County2825$6.9m0.0%
Racine County4424$5.9m11.1%
Rock County3224$6.0m—
Eau Claire County2717$3.9m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Crosscountry Mortgage, LLC originate in Wisconsin in 2024?

1,142 loans totalling $305m, from 1,592 applications reported for properties in Wisconsin.

What is Crosscountry Mortgage, LLC's denial rate in Wisconsin?

2.5% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 3.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Wisconsin counties does Crosscountry Mortgage, LLC lend in most?

By originations: Milwaukee County (152), St. Croix County (99), Brown County (78), Polk County (71), Burnett County (57).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.