Lenders › Amerisave Mortgage Company › Pennsylvania
Amerisave Mortgage Company in Pennsylvania
HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Amerisave Mortgage Company's 2024 HMDA record for Pennsylvania covers 3,954 applications, 577 of them originated, worth $72m.
Its denial rate in the state was 82.4%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its Pennsylvania originations was 1.3 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Pennsylvania | Pennsylvania, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 82.4% | 24.2% | 81.9% | 24.3% |
| Median rate spread, pp | 1.3 | 0.3 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 46.9% | 14.1% | 54.7% | 15.6% |
| Average originated loan | $124k | $226k | $145k | $329k |
| Home purchase share | 6.8% | 48.7% | 6.6% | 57.0% |
| FHA-insured share | 30.5% | 9.8% | 20.9% | 13.4% |
| VA-guaranteed share | 3.6% | 4.0% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in statePennsylvania, all lenders
Loan purpose and loan type in Pennsylvania
By purpose
Home purchase 7% (39)Refinancing 1% (7)Cash-out refinancing 92% (531)
By type
Conventional 66% (380)FHA 31% (176)VA 4% (21)
Denial reasons as coded
Share of 2,792 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).
Counties in Pennsylvania
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Allegheny County | 326 | 50 | $6.0m | 81.4% |
| Philadelphia County | 485 | 41 | $5.0m | 89.3% |
| Bucks County | 203 | 41 | $5.1m | 75.3% |
| Montgomery County | 228 | 29 | $4.8m | 83.2% |
| Chester County | 144 | 28 | $4.3m | 76.4% |
| Berks County | 141 | 28 | $3.0m | 77.0% |
| Lancaster County | 131 | 26 | $2.9m | 76.5% |
| Delaware County | 195 | 22 | $3.2m | 87.3% |
| Northampton County | 128 | 21 | $2.8m | 80.2% |
| Monroe County | 148 | 20 | $2.4m | 83.8% |
| Luzerne County | 116 | 19 | $2.2m | 80.8% |
| Westmoreland County | 103 | 19 | $2.1m | 78.2% |
| York County | 120 | 15 | $1.6m | 85.8% |
| Lehigh County | 117 | 15 | $1.8m | 84.7% |
| Dauphin County | 97 | 15 | $1.7m | 80.0% |
| Lackawanna County | 71 | 15 | $1.7m | 71.7% |
| Washington County | 72 | 12 | $1.2m | 79.7% |
| Blair County | 44 | 11 | $1.3m | 72.5% |
| Cumberland County | 73 | 10 | $1.4m | 84.1% |
| Lebanon County | 44 | 10 | $1.2m | 75.0% |
| Schuylkill County | 68 | 8 | $810k | 86.0% |
| Fayette County | 44 | 8 | $600k | 77.8% |
| Erie County | 68 | 7 | $475k | 87.7% |
| Franklin County | 48 | 7 | $545k | 82.9% |
| Beaver County | 59 | 6 | $420k | 85.1% |
| Pike County | 48 | 6 | $640k | 85.0% |
| Lawrence County | 34 | 6 | $420k | 80.6% |
| Wayne County | 36 | 4 | $800k | 83.9% |
| Carbon County | 34 | 4 | $610k | 87.5% |
| Adams County | 35 | 3 | $585k | 90.0% |
| Crawford County | 29 | 3 | $325k | 88.9% |
| Lycoming County | 29 | 2 | $450k | 92.0% |
| Cambria County | 31 | 1 | $75k | 96.6% |
| Mercer County | 26 | 1 | $195k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in Pennsylvania in 2024?
577 loans totalling $72m, from 3,954 applications reported for properties in Pennsylvania.
What is Amerisave Mortgage Company's denial rate in Pennsylvania?
82.4% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Pennsylvania counties does Amerisave Mortgage Company lend in most?
By originations: Allegheny County (50), Philadelphia County (41), Bucks County (41), Montgomery County (29), Chester County (28).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.