Lenders › JPMorgan Chase Bank, NA › Montana
JPMorgan Chase Bank, NA in Montana
HMDA record for properties in Montana, calendar year 2024. National record · Montana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
JPMorgan Chase Bank, NA's 2024 HMDA record for Montana covers 170 applications, 106 of them originated, worth $234m.
Its denial rate in the state was 17.7%, below the Montana rate of 20.9% across all lenders and compared with the lender's national rate of 12.8%.
The median rate spread on its Montana originations was -0.0 percentage points (state median 0.3).
Applications in the state were up 26% on 2023.
Compared with the state and the lender's national record
| Measure | In Montana | Montana, all lenders | JPMorgan Chase Bank, NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.7% | 20.9% | 12.8% | 24.3% |
| Median rate spread, pp | -0.0 | 0.3 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.9% | 13.8% | 2.0% | 15.6% |
| Average originated loan | $2.2m | $348k | $627k | $329k |
| Home purchase share | 71.7% | 54.8% | 73.8% | 57.0% |
| FHA-insured share | 0.0% | 10.4% | 1.7% | 13.4% |
| VA-guaranteed share | 0.9% | 11.1% | 1.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMontana, all lenders
Loan purpose and loan type in Montana
By purpose
Home purchase 72% (76)Home improvement 1% (1)Refinancing 8% (9)Cash-out refinancing 8% (9)Other purpose 10% (11)
By type
Conventional 99% (105)VA 1% (1)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Montana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Gallatin County | 41 | 26 | $57m | 10.3% |
| Madison County | 27 | 21 | $128m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did JPMorgan Chase Bank, NA originate in Montana in 2024?
106 loans totalling $234m, from 170 applications reported for properties in Montana.
What is JPMorgan Chase Bank, NA's denial rate in Montana?
17.7% of decided applications in Montana were denied, against 20.9% for all lenders in the state and 12.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Montana counties does JPMorgan Chase Bank, NA lend in most?
By originations: Gallatin County (26), Madison County (21).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Montana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.