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Beeline Loans, Inc. in Tennessee

HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview

LEI 984500F03B9034CQB904
Reporting agency Department of Housing and Urban Development
State Tennessee

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Tennessee, Beeline Loans, Inc. reported 165 applications and 14 originations for 2024, $3.5m in all.

Its denial rate in the state was 81.9%, above the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 84.8%.

Applications in the state were up 50% on 2023.

165applications in TN, 20243.5% of the lender's total
14loans originated$3.5m
81.9%denial rateTN all lenders 22.6%
—median rate spreadTN 0.3 pp

Compared with the state and the lender's national record

MeasureIn TennesseeTennessee, all lendersBeeline Loans, Inc., all statesUnited States
Denial rate81.9%22.6%84.8%24.3%
Median rate spread, pp—0.30.30.3
Originations with spread of 1.5 pp or more—14.7%8.7%15.6%
Average originated loan—$302k$322k$329k
Home purchase share14.3%55.5%29.1%57.0%
FHA-insured share0.0%15.5%0.0%13.4%
VA-guaranteed share7.1%10.0%0.9%7.9%

Trend by year

ApplicationsOriginations

082.51652022: 71 Applications2023: 110 Applications2024: 165 Applications2022: 14 Originations2023: 9 Originations2024: 14 Originations202220232024
Beeline Loans, Inc. in Tennessee: applications and originations, 2022–2024

This lender in stateTennessee, all lenders

0%41.0%81.9%2022: 46.7% This lender in state2023: 77.6% This lender in state2024: 81.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Tennessee

By purpose

Home purchase 14% (2)Home improvement 14% (2)Refinancing 14% (2)Cash-out refinancing 57% (8)

By type

Conventional 93% (13)VA 7% (1)

Denial reasons as coded

Collateral55.9%
Credit history29.4%
Debt-to-income ratio7.4%
Other2.9%
Employment history1.5%
Insufficient cash (downpayment, closing costs)1.5%
Unverifiable information1.5%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 68 denials in Tennessee by first denial reason coded (outlined bar: all lenders in the state).

Counties in Tennessee

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Beeline Loans, Inc. originate in Tennessee in 2024?

14 loans totalling $3.5m, from 165 applications reported for properties in Tennessee.

What is Beeline Loans, Inc.'s denial rate in Tennessee?

81.9% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 84.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Tennessee counties does Beeline Loans, Inc. lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.