Lenders › Associated Bank NA › Wisconsin
Associated Bank NA in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wisconsin, Associated Bank NA reported 7,264 applications and 4,798 originations for 2024, $937m in all.
Its denial rate in the state was 26.1%, above the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 28.5%.
The median rate spread on its Wisconsin originations was 0.2 percentage points (state median 0.2).
Applications in the state were up 8% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | Associated Bank NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 26.1% | 17.1% | 28.5% | 24.3% |
| Median rate spread, pp | 0.2 | 0.2 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 4.2% | 11.0% | 4.2% | 15.6% |
| Average originated loan | $195k | $223k | $310k | $329k |
| Home purchase share | 42.2% | 46.3% | 44.7% | 57.0% |
| FHA-insured share | 1.8% | 5.6% | 2.4% | 13.4% |
| VA-guaranteed share | 0.6% | 4.3% | 0.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 42% (2,024)Home improvement 21% (1,005)Refinancing 21% (985)Cash-out refinancing 3% (140)Other purpose 13% (644)
By type
Conventional 98% (4,682)FHA 2% (88)VA 1% (27)USDA 0% (1)
Denial reasons as coded
Share of 1,751 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 892 | 560 | $102m | 28.1% |
| Brown County | 706 | 520 | $106m | 19.6% |
| Waukesha County | 561 | 390 | $129m | 22.8% |
| Dane County | 312 | 205 | $46m | 25.3% |
| Outagamie County | 232 | 160 | $27m | 23.8% |
| Winnebago County | 228 | 153 | $27m | 25.9% |
| Washington County | 213 | 152 | $28m | 21.4% |
| St. Croix County | 197 | 144 | $44m | 19.5% |
| Rock County | 231 | 138 | $16m | 32.3% |
| Ozaukee County | 192 | 134 | $33m | 19.6% |
| Racine County | 188 | 127 | $42m | 25.6% |
| Fond du Lac County | 169 | 114 | $20m | 21.3% |
| Walworth County | 179 | 112 | $27m | 29.9% |
| Marathon County | 160 | 106 | $16m | 27.7% |
| Kenosha County | 168 | 99 | $18m | 37.7% |
| Manitowoc County | 122 | 92 | $12m | 18.6% |
| Eau Claire County | 139 | 89 | $14m | 27.6% |
| Sheboygan County | 118 | 84 | $13m | 22.2% |
| Wood County | 116 | 82 | $10m | 22.2% |
| Oconto County | 114 | 78 | $10m | 25.2% |
| La Crosse County | 124 | 76 | $15m | 27.2% |
| Door County | 106 | 76 | $20m | 22.4% |
| Calumet County | 88 | 72 | $15m | 14.9% |
| Portage County | 98 | 68 | $10m | 23.3% |
| Columbia County | 105 | 67 | $6.6m | 26.6% |
| Oneida County | 105 | 64 | $11m | 33.0% |
| Marinette County | 100 | 64 | $6.6m | 29.3% |
| Dodge County | 105 | 62 | $8.1m | 34.4% |
| Shawano County | 94 | 60 | $6.5m | 29.5% |
| Chippewa County | 96 | 59 | $8.3m | 29.5% |
| Jefferson County | 95 | 58 | $6.9m | 31.5% |
| Pierce County | 88 | 57 | $12m | 30.5% |
| Vilas County | 79 | 44 | $12m | 32.4% |
| Lincoln County | 65 | 36 | $3.5m | 36.1% |
| Waupaca County | 50 | 29 | $4.2m | 28.3% |
| Ashland County | 50 | 29 | $3.2m | 38.3% |
| Iron County | 55 | 28 | $3.3m | 40.8% |
| Clark County | 34 | 23 | $3.0m | 28.1% |
| Waushara County | 31 | 21 | $3.6m | 26.7% |
| Bayfield County | 34 | 20 | $2.7m | 32.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Associated Bank NA originate in Wisconsin in 2024?
4,798 loans totalling $937m, from 7,264 applications reported for properties in Wisconsin.
What is Associated Bank NA's denial rate in Wisconsin?
26.1% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 28.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does Associated Bank NA lend in most?
By originations: Milwaukee County (560), Brown County (520), Waukesha County (390), Dane County (205), Outagamie County (160).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.