Name of the lender

CV3 Financial Services, LLCMortgage rates, total loan costs and denial rate, 2025

HMDA year2025

Years filed2025

Head office: El Segundo, CA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Figures by state (CSV)

CV3 Financial Services, LLC reported 7,767 mortgage applications in the HMDA data of 2025.

It originated 4,886 loans in 2025, for $1.7 billion in total.

This page shows no median interest rate for 2025: under 20 loans with a rate.

This page shows no median total loan costs, because fewer than 20 loans report the amount.

It denied 19.6% of the applications that it decided in 2025, and the national denial rate was 22.6%.

Filed figures of CV3 Financial Services, LLC, 2025
Figure	This lender	United States
Applications	7,7670.1% of the US total	11,766,671
Loans originated	4,886$1.7 billion	6,827,891
Median interest rate	n/aWhy there is no median	6.375%
Median total loan costs	n/a	$6,413
Denial rate	19.6%	22.6%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

Since the last update

No change on record

No tracked figure of this lender has changed since this site started its record. The record compares each update of the HMDA data with the update before it. The record of updates.

PricingMedians of 2025 loans

Median interest rate, 2025Not shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians.

Action takenHMDA codes and labels

Records of CV3 Financial Services, LLC by the action taken, 2025
Action taken	Records	Share of records	US share
1Loan originated	4,886	62.9%	50.4%
2Application approved but not accepted	104	1.3%	3.1%
3Application denied	1,220	15.7%	15.6%
4Application withdrawn by applicant	1,362	17.5%	12.6%
5File closed for incompleteness	195	2.5%	5.1%
6Purchased loan	0	0.0%	11.7%
7Preapproval request denied	0	0.0%	0.4%
8Preapproval request approved but not accepted	0	0.0%	1.1%

The denial rate is code 3 divided by codes 1, 2 and 3: the applications that the lender decided. Codes 4 and 5 are applications with no decision. Code 6 is a loan that the lender bought.

Denial reasonsFirst reason coded

Denials of CV3 Financial Services, LLC by the first reason that it coded, 2025
Denial reason	Denials	Share	US share
1Debt-to-income ratio	0	0.0%	32.7%
2Employment history	0	0.0%	0.9%
3Credit history	108	8.9%	25.6%
4Collateral	668	54.8%	13.8%
5Insufficient cash (downpayment, closing costs)	44	3.6%	2.3%
6Unverifiable information	90	7.4%	4.2%
7Credit application incomplete	110	9.0%	12.0%
8Mortgage insurance denied	0	0.0%	0.0%
9Other	200	16.4%	8.5%

A lender can code up to four reasons for a denial. This table counts the first reason only.

Loan types and purposesLoans of 2025

Applications of CV3 Financial Services, LLC by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	7,767	4,886	19.6%US 23.4%

Applications of CV3 Financial Services, LLC by loan purpose
Loan purpose	Applications	Loans originated	Share of loans
Home purchase	5,219	3,425	70.1%
Home improvement	97	57	1.2%
Refinancing	1,764	1,071	21.9%
Cash-out refinancing	687	333	6.8%
Other purpose	0	0	0.0%

The denial rate of a loan type is the denied applications divided by the decided applications of that type. It is "n/a" under 25 decided applications.

States where it lends33 states with 25 applications or more

CV3 Financial Services, LLC by state, 2025In order of the names. A state with 100 applications or more links to the lender's page for the state.
State	Applications	Loans originated	Median interest rate	Median total loan costs	Denial rate
Alabama	190	106	n/a	n/a	24.6%
Arizona	112	63	n/a	n/a	28.1%
California	429	261	n/a	n/a	18.9%
Colorado	58	38	n/a	n/a	11.6%
Connecticut	45	29	n/a	n/a	13.9%
Florida	711	354	n/a	n/a	30.0%
Georgia	386	217	n/a	n/a	23.8%
Hawaii	69	42	n/a	n/a	13.7%
Idaho	25	15	n/a	n/a	n/a
Illinois	267	168	n/a	n/a	21.3%
Indiana	167	113	n/a	n/a	17.4%
Iowa	32	16	n/a	n/a	n/a
Kansas	61	48	n/a	n/a	15.5%
Kentucky	78	53	n/a	n/a	18.5%
Louisiana	56	29	n/a	n/a	27.9%
Maryland	557	352	n/a	n/a	18.5%
Massachusetts	36	17	n/a	n/a	n/a
Michigan	305	219	n/a	n/a	17.4%
Mississippi	62	50	n/a	n/a	12.3%
Missouri	314	208	n/a	n/a	14.9%
Nevada	63	27	n/a	n/a	35.7%
New Jersey	59	36	n/a	n/a	22.4%
North Carolina	291	185	n/a	n/a	19.5%
Ohio	761	524	n/a	n/a	15.7%
Oklahoma	264	194	n/a	n/a	9.6%
Oregon	51	29	n/a	n/a	34.1%
Pennsylvania	854	577	n/a	n/a	17.1%
South Carolina	115	72	n/a	n/a	23.7%
Tennessee	239	154	n/a	n/a	18.1%
Texas	604	373	n/a	n/a	18.7%
Virginia	166	117	n/a	n/a	16.3%
Washington	109	60	n/a	n/a	25.0%
Wisconsin	59	45	n/a	n/a	13.2%

Counties of CV3 Financial Services, LLC with 50 applications or more, 2025In order of the names. The list has the 29 counties with the most loans of the lender.
County	Applications	Loans originated	Amount	Denial rate
Alachua County, FL	56	3	$565,000	89.7%
Allegheny County, PA	173	126	$26.9 million	8.7%
Baltimore city, MD	432	272	$48.9 million	19.1%
Baltimore County, MD	59	40	$8.5 million	12.5%
Bell County, TX	76	57	$11.8 million	11.0%
Berks County, PA	178	126	$20.1 million	15.3%
Bexar County, TX	56	31	$7.8 million	6.1%
Broward County, FL	53	30	$24.2 million	20.0%
Clark County, NV	52	26	$27.0 million	35.0%
Cook County, IL	185	115	$31.8 million	20.4%
Cuyahoga County, OH	287	197	$26.2 million	16.6%
Dallas County, TX	70	38	$21.6 million	24.5%
Davidson County, TN	56	37	$19.4 million	9.8%
Franklin County, OH	87	55	$11.4 million	16.4%
Fulton County, GA	113	47	$23.3 million	38.0%
Harris County, TX	85	53	$18.9 million	12.7%
Jackson County, MO	102	65	$11.8 million	18.8%
Jefferson County, AL	65	32	$9.0 million	31.3%
Los Angeles County, CA	183	105	$163 million	21.3%
Maricopa County, AZ	84	47	$50.1 million	29.9%
Miami-Dade County, FL	54	24	$14.5 million	33.3%
Oklahoma County, OK	107	73	$11.9 million	13.6%
Philadelphia County, PA	241	160	$31.3 million	18.7%
Pinellas County, FL	64	39	$25.8 million	20.0%
Shelby County, TN	107	70	$9.7 million	17.6%
St. Louis city, MO	97	70	$14.8 million	14.5%
St. Louis County, MO	87	54	$7.3 million	12.3%
Summit County, OH	69	48	$6.1 million	17.2%
Wayne County, MI	209	149	$19.0 million	17.2%

Figures by yearHMDA 2022 to 2025

CV3 Financial Services, LLC by HMDA year"n/a" shows a year with fewer than 25 applications, or a year that this site does not process.
Year	Applications	Loans originated	Median interest rate	Median total loan costs	Denial rate	Records filed
2025	7,767	4,886	n/a	n/a	19.6%	7,767
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Records filed is the count on the lender's HMDA transmittal sheet. It includes purchased loans and requests for preapproval.

Denial rate by year: CV3 Financial Services, LLC and the United States

CV3 Financial Services, LLCUnited States

Peer lenders12 lenders

These lenders originated a count of loans close to the count of this lender, in the same states. The site compares the applications of each lender by state. The list is not a ranking.

American Heritage Lending, LLCIrvine, CA
Dollar Bank, FSBPittsburgh, PA
First Commonwealth BankIndiana, PA
First Federal BankLake City, FL
Howard Hanna Financial Services, IncPittsburgh, PA
Jet HomeLoans, LPJacksonville, FL
JMAC Lending, Inc.Costa Mesa, CA
Longbridge Financial, LLCParamus, NJ
Quorum Federal Credit UnionPurchase, NY
Royal United Mortgage LLCIndianapolis, IN
Toll Brothers Mortgage CompanyFort Washington, PA
Velocity Commercial Capital LLCWestlake Village, CA

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "CV3 Financial Services, LLC mortgage rates, 2025", https://lenderregister.com/lender/254900ctt87zkautij37-cv3-financial-services-llc/
Lender: CV3 Financial Services, LLC, LEI 254900CTT87ZKAUTIJ37
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025, snapshot dataset
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. The count of records filed comes from the transmittal sheets of 2025 to 2025. The FFIEC and the CFPB publish them at ffiec.cfpb.gov. The name, the head office and the agency are from the newest transmittal sheet of the LEI.

This site withholds a figure with fewer than 25 applications and a median with fewer than 20 loans. Method of the figures. Terms. Report an error.

Questions

How many loans did CV3 Financial Services, LLC buy from other lenders in 2025?: It reported no purchased loans. HMDA counts a purchased loan apart from the applications, so the denial rate does not include it.
Which denial reasons did CV3 Financial Services, LLC code most often in 2025?: The first reasons that it coded most often were collateral (668), other (200) and credit application incomplete (110).
In which states did CV3 Financial Services, LLC originate the most loans in 2025?: The three states with the most loans were Pennsylvania (577), Ohio (524) and Texas (373). It had 25 applications or more in 33 states.
Which loan types did CV3 Financial Services, LLC originate in 2025?: All its loans were of one type: 4,886 Conventional.