Lenders › Nationstar Mortgage › Tennessee
Nationstar Mortgage in Tennessee
HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Nationstar Mortgage's 2024 HMDA record for Tennessee covers 1,892 applications, 1,247 of them originated, worth $243m.
Its denial rate in the state was 16.3%, below the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Tennessee originations was 1.1 percentage points (state median 0.3).
Applications in the state were up 49% on 2023.
Compared with the state and the lender's national record
| Measure | In Tennessee | Tennessee, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 16.3% | 22.6% | 19.1% | 24.3% |
| Median rate spread, pp | 1.1 | 0.3 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 41.0% | 14.7% | 44.9% | 15.6% |
| Average originated loan | $195k | $302k | $199k | $329k |
| Home purchase share | 14.0% | 55.5% | 13.9% | 57.0% |
| FHA-insured share | 14.7% | 15.5% | 13.2% | 13.4% |
| VA-guaranteed share | 8.8% | 10.0% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTennessee, all lenders
Loan purpose and loan type in Tennessee
By purpose
Home purchase 14% (174)Home improvement 8% (101)Refinancing 10% (126)Cash-out refinancing 38% (470)Other purpose 30% (376)
By type
Conventional 77% (954)FHA 15% (183)VA 9% (110)
Denial reasons as coded
Share of 249 denials in Tennessee by first denial reason coded (outlined bar: all lenders in the state).
Counties in Tennessee
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Shelby County | 206 | 133 | $20m | 18.7% |
| Davidson County | 180 | 118 | $28m | 19.2% |
| Knox County | 144 | 99 | $21m | 14.8% |
| Rutherford County | 123 | 94 | $19m | 11.2% |
| Hamilton County | 114 | 77 | $13m | 14.4% |
| Montgomery County | 107 | 77 | $16m | 11.4% |
| Williamson County | 72 | 51 | $13m | 13.1% |
| Blount County | 66 | 45 | $8.8m | 19.6% |
| Sumner County | 71 | 42 | $7.6m | 13.2% |
| Wilson County | 66 | 40 | $8.3m | 16.3% |
| Maury County | 40 | 27 | $5.1m | 22.9% |
| Sullivan County | 42 | 26 | $4.7m | 20.6% |
| Sevier County | 36 | 23 | $3.5m | 14.8% |
| Madison County | 31 | 17 | $3.4m | — |
| Putnam County | 25 | 17 | $2.7m | — |
| Robertson County | 26 | 16 | $3.8m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Tennessee in 2024?
1,247 loans totalling $243m, from 1,892 applications reported for properties in Tennessee.
What is Nationstar Mortgage's denial rate in Tennessee?
16.3% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Tennessee counties does Nationstar Mortgage lend in most?
By originations: Shelby County (133), Davidson County (118), Knox County (99), Rutherford County (94), Hamilton County (77).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.