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Lakeview Loan Servicing, LLC in Massachusetts

HMDA record for properties in Massachusetts, calendar year 2024. National record · Massachusetts overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Massachusetts

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Massachusetts, Lakeview Loan Servicing, LLC reported 993 applications and 257 originations for 2024, $84m in all.

Its denial rate in the state was 56.2%, above the Massachusetts rate of 22.3% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Massachusetts originations was 0.4 percentage points (state median 0.2).

Applications in the state were up 168% on 2023.

993applications in MA, 20242.1% of the lender's total
257loans originated$84m
56.2%denial rateMA all lenders 22.3%
0.4 ppmedian rate spreadMA 0.2 pp

Compared with the state and the lender's national record

MeasureIn MassachusettsMassachusetts, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate56.2%22.3%58.9%24.3%
Median rate spread, pp0.40.20.40.3
Originations with spread of 1.5 pp or more27.0%11.9%26.9%15.6%
Average originated loan$326k$432k$286k$329k
Home purchase share2.7%50.7%9.9%57.0%
FHA-insured share47.9%7.5%37.0%13.4%
VA-guaranteed share16.7%2.5%30.1%7.9%

Trend by year

ApplicationsOriginations

0597.51,1952022: 1,195 Applications2023: 370 Applications2024: 993 Applications2022: 437 Originations2023: 71 Originations2024: 257 Originations202220232024
Lakeview Loan Servicing, LLC in Massachusetts: applications and originations, 2022–2024

This lender in stateMassachusetts, all lenders

0%36.4%72.8%2022: 50% This lender in state2023: 72.8% This lender in state2024: 56.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Massachusetts

By purpose

Home purchase 3% (7)Refinancing 50% (128)Cash-out refinancing 23% (60)Other purpose 24% (62)

By type

Conventional 35% (91)FHA 48% (123)VA 17% (43)

Denial reasons as coded

Credit application incomplete65.7%
Credit history14.6%
Debt-to-income ratio10.9%
Other4.5%
Collateral3.3%
Employment history0.6%
Insufficient cash (downpayment, closing costs)0.2%
Mortgage insurance denied0.2%
Unverifiable information0%

Share of 487 denials in Massachusetts by first denial reason coded (outlined bar: all lenders in the state).

Counties in Massachusetts

CountyApplicationsOriginationsAmountDenial rate
Worcester County20660$16m53.8%
Bristol County13441$16m50.9%
Hampden County11633$9.5m45.4%
Middlesex County14330$12m59.0%
Plymouth County12729$11m59.5%
Essex County9319$6.5m68.2%
Norfolk County6915$3.8m63.8%
Barnstable County3811$2.7m54.5%
Suffolk County459$3.6m61.9%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Massachusetts in 2024?

257 loans totalling $84m, from 993 applications reported for properties in Massachusetts.

What is Lakeview Loan Servicing, LLC's denial rate in Massachusetts?

56.2% of decided applications in Massachusetts were denied, against 22.3% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Massachusetts counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Worcester County (60), Bristol County (41), Hampden County (33), Middlesex County (30), Plymouth County (29).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Massachusetts. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.