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Lakeview Loan Servicing, LLC in Montana

HMDA record for properties in Montana, calendar year 2024. National record · Montana overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Montana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for Montana covers 223 applications, 76 of them originated, worth $23m.

Its denial rate in the state was 48.0%, above the Montana rate of 20.9% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Montana originations was 0.2 percentage points (state median 0.3).

Applications in the state were up 106% on 2023.

223applications in MT, 20240.5% of the lender's total
76loans originated$23m
48.0%denial rateMT all lenders 20.9%
0.2 ppmedian rate spreadMT 0.3 pp

Compared with the state and the lender's national record

MeasureIn MontanaMontana, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate48.0%20.9%58.9%24.3%
Median rate spread, pp0.20.30.40.3
Originations with spread of 1.5 pp or more22.2%13.8%26.9%15.6%
Average originated loan$307k$348k$286k$329k
Home purchase share7.9%54.8%9.9%57.0%
FHA-insured share30.3%10.4%37.0%13.4%
VA-guaranteed share39.5%11.1%30.1%7.9%

Trend by year

ApplicationsOriginations

01192382022: 238 Applications2023: 108 Applications2024: 223 Applications2022: 113 Originations2023: 26 Originations2024: 76 Originations202220232024
Lakeview Loan Servicing, LLC in Montana: applications and originations, 2022–2024

This lender in stateMontana, all lenders

0%31.1%62.2%2022: 40.8% This lender in state2023: 62.2% This lender in state2024: 48% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Montana

By purpose

Home purchase 8% (6)Refinancing 47% (36)Cash-out refinancing 25% (19)Other purpose 20% (15)

By type

Conventional 30% (23)FHA 30% (23)VA 39% (30)

Denial reasons as coded

Credit application incomplete66.7%
Credit history20.8%
Debt-to-income ratio8.3%
Collateral2.1%
Other2.1%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 96 denials in Montana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Montana

CountyApplicationsOriginationsAmountDenial rate
Yellowstone County3715$4.3m44.1%
Cascade County2913$4.1m39.3%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Montana in 2024?

76 loans totalling $23m, from 223 applications reported for properties in Montana.

What is Lakeview Loan Servicing, LLC's denial rate in Montana?

48.0% of decided applications in Montana were denied, against 20.9% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Montana counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Yellowstone County (15), Cascade County (13).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Montana. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.